Altamaha Bank & Trust Company
Vidalia, GA
IDRSSD: 199436
Total Assets
$333.34M
Latest filing
Total Deposits
$298.33M
Latest filing
Net Interest Margin
4.82%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
061212439VIDALIA, GA
Key People
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Locations
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Main Office
Altamaha Bank & Trust Company
206 Jackson St
Vidalia, GA 30474
Full Service - Brick and Mortar
Updated 01/30/2026Established 05/16/1966FDIC Certificate 13389
Branches (3)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Altamaha Bank & Trust Company (Main) | 206 Jackson St | Vidalia, GA |
| VIDALIA WEST BRANCH | 1726 Mount Vernon Rd | Vidalia, GA |
| HAZLEHURST BRANCH | 57 N Tallahassee St | Hazlehurst, GA |
| UVALDA BRANCH | 203 W Main Street | Uvalda, GA |
Showing 3 of 3
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 05/16/1966 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 30474 |
| State and County Number | 13279 |
| Subchapter S Corporations | Yes |
| Trust Powers | Limited Trust Powers Granted |
| Federal Reserve ID Number | 06 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | Vidalia, GA |
Operational Info
| Number of Employees | 53 |
| Domestic Offices | 4 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 05/19/1966 |
| Primary Insurance Agency | DIF |
| Website | www.altamaha.bank |
| Data Updated | 01/30/2026 |
| CERT | 19590 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $333.34M |
| Total Deposits | $298.33M |
| Total Liabilities | $304.81M |
| Total Equity Capital | $28.53M |
| Net Income | $898.00k |
| Net Loans and Leases | $250.57M |
| Assets Per Employee ($Millions) | $6.41M |
| Bank Premises and Fixed Assets | $2.50M |
| Cash and Balances due from Depository Institutions | $9.39M |
| Deposits Held in Domestic Offices | $298.33M |
Key Performance Ratios
| Return on Assets (ROA) | 1.09% |
| Return on Equity (ROE) | 12.95% |
| Net Interest Margin | 4.82% |
| Efficiency Ratio | 56.23% |
| Tier 1 Risk-Based Capital Ratio | 12.353% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 1.22% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.559% |
| Earning Assets to total Assets | 94.4% |
Income and Expense
| Total Interest Income | $5.04M |
| Total Noninterest Income | $605.00k |
| Total Interest Expense | $1.30M |
| Total Noninterest Expense | $2.44M |
| Net Interest Income | $3.74M |
| Pre-tax Net Operating Income | $898.00k |
| Provision for Credit Losses | $1.00M |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $6.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $1.78M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $483.00k |
| Total Liabilities and Capital | $333.34M |
Securities
| Securities | $60.99M |
| Available-for-sale debt securities | $43.39M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $17.59M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Altamaha Bank & Trust Company?
$333.34M as of the latest filing.
How much are Altamaha Bank & Trust Company's total deposits?
$298.33M in total deposits.
Where is Altamaha Bank & Trust Company located?
Vidalia, GA.
What is the Net Interest Margin?
4.82%.
How many domestic offices does it operate?
4.
When was it established?
05/16/1966.
What is the Return on Assets (ROA)?
1.09%.
How much are total loans and leases?
$250.57M (latest filing).
What is the total interest income (latest filing)?
$5.04M.