Century Bank and Trust
Milledgeville, GA
IDRSSD: 944337
Total Assets
$363.77M
Latest filing
Total Deposits
$321.00M
Latest filing
Net Interest Margin
4.33%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
061101773MILLEDGEVILLE, GA
Key People
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Locations
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Main Office
Century Bank and Trust
141 S Wayne St
Milledgeville, GA 31061
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1898FDIC Certificate 114
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Century Bank and Trust (Main) | 141 S Wayne St | Milledgeville, GA |
| NORTHSIDE BRANCH | 1800 N Columbia St | Milledgeville, GA |
Showing 1 of 1
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1898 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 31061 |
| State and County Number | 13009 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 06 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | Milledgeville, GA |
Operational Info
| Number of Employees | 49 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.century.bank |
| Data Updated | 01/30/2026 |
| CERT | 147 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $363.77M |
| Total Deposits | $321.00M |
| Total Liabilities | $323.15M |
| Total Equity Capital | $40.62M |
| Net Income | $1.50M |
| Net Loans and Leases | $198.74M |
| Assets Per Employee ($Millions) | $7.58M |
| Bank Premises and Fixed Assets | $2.65M |
| Cash and Balances due from Depository Institutions | $24.20M |
| Deposits Held in Domestic Offices | $321.00M |
Key Performance Ratios
| Return on Assets (ROA) | 1.66% |
| Return on Equity (ROE) | 15.15% |
| Net Interest Margin | 4.33% |
| Efficiency Ratio | 55.04% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.03% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 11.166% |
| Earning Assets to total Assets | 94.89% |
Income and Expense
| Total Interest Income | $4.65M |
| Total Noninterest Income | $640.00k |
| Total Interest Expense | $942.00k |
| Total Noninterest Expense | $2.39M |
| Net Interest Income | $3.71M |
| Pre-tax Net Operating Income | $1.92M |
| Provision for Credit Losses | $30.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $1.98M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $2.15M |
| Total Liabilities and Capital | $363.77M |
Securities
| Securities | $124.03M |
| Available-for-sale debt securities | $90.01M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $34.02M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Century Bank and Trust?
$363.77M as of the latest filing.
How much are Century Bank and Trust's total deposits?
$321.00M in total deposits.
Where is Century Bank and Trust located?
Milledgeville, GA.
What is the Net Interest Margin?
4.33%.
How many domestic offices does it operate?
2.
When was it established?
01/01/1898.
What is the Return on Assets (ROA)?
1.66%.
How much are total loans and leases?
$198.74M (latest filing).
What is the total interest income (latest filing)?
$4.65M.