Douglas National Bank

Douglas, GA
IDRSSD: 3049635
Total Assets
$331.55M
Latest filing
Total Deposits
$301.09M
Latest filing
Net Interest Margin
5.42%
Profitability

Routing numbers

Primary routing transit numbers associated with this institution.

061120123DOUGLAS, GA

Key People

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Locations

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Main Office
Douglas National Bank
211 Ward St E
Douglas, GA 31533
Full Service - Brick and Mortar
Updated 04/10/2026Established 11/19/2001FDIC Certificate 359847

Branches (0)

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NameAddressCity / State
No branch data available.
Douglas National Bank (Main)211 Ward St EDouglas, GA

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, national (federal) charter, Fed member, and supervised by the OCC
Primary RegulatorOCC
Established Date11/19/2001
Community BankYes
Ownership TypeNot Mutual
ZIP31533
State and County Number13069
Subchapter S CorporationsYes
Trust PowersN/A
Federal Reserve ID Number06
Numeric code3
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictAtlanta
Core Based Statistical Area NameDouglas, GA

Operational Info

Number of Employees34
Domestic Offices1
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance11/19/2001
Primary Insurance AgencyDIF
Websitehttp://www.dnbdouglas.com
Data Updated04/10/2026
CERT57230
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$331.55M
Total Deposits$301.09M
Total Liabilities$301.20M
Total Equity Capital$30.35M
Net Income$2.87M
Net Loans and Leases$239.96M
Assets Per Employee ($Millions)$9.47M
Bank Premises and Fixed Assets$1.67M
Cash and Balances due from Depository Institutions$56.21M
Deposits Held in Domestic Offices$301.09M

Key Performance Ratios

Return on Assets (ROA)3.5%
Return on Equity (ROE)36.76%
Net Interest Margin5.42%
Efficiency Ratio42.13%
Tier 1 Risk-Based Capital Ratio14.194%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.06%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets9.155%
Earning Assets to total Assets95.59%

Income and Expense

Total Interest Income$5.31M
Total Noninterest Income$795.00k
Total Interest Expense$1.05M
Total Noninterest Expense$2.13M
Net Interest Income$4.26M
Pre-tax Net Operating Income$2.87M
Provision for Credit Losses$50.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$105.00k
Total Liabilities and Capital$331.55M

Securities

Securities$25.70M
Available-for-sale debt securities$25.70M
Equity securities with readily determinable fair values not held for trading
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Douglas National Bank?
$331.55M as of the latest filing.
How much are Douglas National Bank's total deposits?
$301.09M in total deposits.
Where is Douglas National Bank located?
Douglas, GA.
What is the Net Interest Margin?
5.42%.
How many domestic offices does it operate?
1.
When was it established?
11/19/2001.
What is the Return on Assets (ROA)?
3.5%.
How much are total loans and leases?
$239.96M (latest filing).
What is the total interest income (latest filing)?
$5.31M.