Douglas National Bank
Douglas, GA
IDRSSD: 3049635
Total Assets
$309.68M
Latest filing
Total Deposits
$278.76M
Latest filing
Net Interest Margin
5.20%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Douglas National Bank
211 Ward St E
Douglas, GA 31533
Full Service - Brick and Mortar
Updated 11/14/2025Established 11/19/2001FDIC Certificate 359847
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| Douglas National Bank (Main) | 211 Ward St E | Douglas, GA | ||
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 11/19/2001 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 31533 |
| State and County Number | 13069 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 06 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | Douglas, GA |
Operational Info
| Number of Employees | 33 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 11/19/2001 |
| Primary Insurance Agency | DIF |
| Website | http://www.dnbdouglas.com |
| Data Updated | 11/14/2025 |
| CERT | 57230 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $309.68M |
| Total Deposits | $278.76M |
| Total Liabilities | $279.31M |
| Total Equity Capital | $30.37M |
| Net Income | $2.71M |
| Net Loans and Leases | $228.52M |
| Assets Per Employee ($Millions) | $8.85M |
| Bank Premises and Fixed Assets | $1.65M |
| Cash and Balances due from Depository Institutions | $43.91M |
| Deposits Held in Domestic Offices | $278.76M |
Key Performance Ratios
| Return on Assets (ROA) | 3.39% |
| Return on Equity (ROE) | 36.76% |
| Net Interest Margin | 5.2% |
| Efficiency Ratio | 42.12% |
| Tier 1 Risk-Based Capital Ratio | 14.903% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.06% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.808% |
| Earning Assets to total Assets | 95.61% |
Income and Expense
| Total Interest Income | $5.13M |
| Total Noninterest Income | $782.00k |
| Total Interest Expense | $1.14M |
| Total Noninterest Expense | $2.01M |
| Net Interest Income | $3.98M |
| Pre-tax Net Operating Income | $2.71M |
| Provision for Credit Losses | $49.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $547.00k |
| Total Liabilities and Capital | $309.68M |
Securities
| Securities | $27.43M |
| Available-for-sale debt securities | $27.43M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Douglas National Bank?
$309.68M as of the latest filing.
How much are Douglas National Bank's total deposits?
$278.76M in total deposits.
Where is Douglas National Bank located?
Douglas, GA.
What is the Net Interest Margin?
5.20%.
How many domestic offices does it operate?
1.
When was it established?
11/19/2001.
What is the Return on Assets (ROA)?
3.39%.
How much are total loans and leases?
$228.52M (latest filing).
What is the total interest income (latest filing)?
$5.13M.