Flint Community Bank
Albany, GA
IDRSSD: 3341393
Total Assets
$330.57M
Latest filing
Total Deposits
$283.70M
Latest filing
Net Interest Margin
4.48%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Flint Community Bank
2910 Meredyth Dr
Albany, GA 31721
Full Service - Brick and Mortar
Updated 11/14/2025Established 02/03/2006FDIC Certificate 438888
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Flint Community Bank (Main) | 2910 Meredyth Dr | Albany, GA |
| COURIER SERVICE | 112 N Westover Blvd | Albany, GA |
Showing 1 of 1
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 02/03/2006 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 31721 |
| State and County Number | 13095 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 06 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | Albany, GA |
Operational Info
| Number of Employees | 38 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 02/03/2006 |
| Primary Insurance Agency | DIF |
| Website | http://www.flint.bank |
| Data Updated | 11/14/2025 |
| CERT | 58074 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $330.57M |
| Total Deposits | $283.70M |
| Total Liabilities | $300.29M |
| Total Equity Capital | $30.28M |
| Net Income | $1.69M |
| Net Loans and Leases | $270.39M |
| Assets Per Employee ($Millions) | $8.7M |
| Bank Premises and Fixed Assets | $4.59M |
| Cash and Balances due from Depository Institutions | $34.25M |
| Deposits Held in Domestic Offices | $283.70M |
Key Performance Ratios
| Return on Assets (ROA) | 2.04% |
| Return on Equity (ROE) | 22.55% |
| Net Interest Margin | 4.48% |
| Efficiency Ratio | 54.23% |
| Tier 1 Risk-Based Capital Ratio | 12.183% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.15% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.159% |
| Earning Assets to total Assets | 94.55% |
Income and Expense
| Total Interest Income | $5.06M |
| Total Noninterest Income | $439.00k |
| Total Interest Expense | $1.56M |
| Total Noninterest Expense | $2.14M |
| Net Interest Income | $3.51M |
| Pre-tax Net Operating Income | $1.69M |
| Provision for Credit Losses | $120.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $14.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $5.22M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $2.60M |
| Total Liabilities and Capital | $330.57M |
Securities
| Securities | $8.04M |
| Available-for-sale debt securities | $8.04M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Flint Community Bank?
$330.57M as of the latest filing.
How much are Flint Community Bank's total deposits?
$283.70M in total deposits.
Where is Flint Community Bank located?
Albany, GA.
What is the Net Interest Margin?
4.48%.
How many domestic offices does it operate?
2.
When was it established?
02/03/2006.
What is the Return on Assets (ROA)?
2.04%.
How much are total loans and leases?
$270.39M (latest filing).
What is the total interest income (latest filing)?
$5.06M.