First National Bank of Griffin
Griffin, GA
IDRSSD: 563233
Total Assets
$365.92M
Latest filing
Total Deposits
$317.38M
Latest filing
Net Interest Margin
4.77%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
061101184GRIFFIN, GA
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
First National Bank of Griffin
318 S Hill St
Griffin, GA 30224
Full Service - Brick and Mortar
Updated 01/30/2026Established 05/12/1933FDIC Certificate 134
Branches (5)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| First National Bank of Griffin (Main) | 318 S Hill St | Griffin, GA |
| NORTHSIDE BRANCH | 1475 W Mcintosh Rd | Griffin, GA |
| SOUTHSIDE BRANCH | 1103 Zebulon Rd | Griffin, GA |
| HAMPTON BRANCH | 996 Bear Creek Boulevard | Hampton, GA |
| GRIFFIN CROSSINGS ANNEX | 1510 W Mcintosh Rd | Griffin, GA |
| HERON BAY BRANCH | 3470 Highway 155 | Locust Grove, GA |
Showing 5 of 5
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 05/12/1933 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 30224 |
| State and County Number | 13255 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 06 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | Atlanta-Sandy Springs-Alpharetta, GA |
Operational Info
| Number of Employees | 76 |
| Domestic Offices | 6 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.fnbgriffin.com |
| Data Updated | 01/30/2026 |
| CERT | 169 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $365.92M |
| Total Deposits | $317.38M |
| Total Liabilities | $333.15M |
| Total Equity Capital | $32.77M |
| Net Income | $1.39M |
| Net Loans and Leases | $177.80M |
| Assets Per Employee ($Millions) | $4.75M |
| Bank Premises and Fixed Assets | $6.35M |
| Cash and Balances due from Depository Institutions | $48.59M |
| Deposits Held in Domestic Offices | $317.38M |
Key Performance Ratios
| Return on Assets (ROA) | 1.52% |
| Return on Equity (ROE) | 17.29% |
| Net Interest Margin | 4.77% |
| Efficiency Ratio | 58.73% |
| Tier 1 Risk-Based Capital Ratio | 17.331% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.2% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.954% |
| Earning Assets to total Assets | 92.16% |
Income and Expense
| Total Interest Income | $4.54M |
| Total Noninterest Income | $640.00k |
| Total Interest Expense | $506.00k |
| Total Noninterest Expense | $2.75M |
| Net Interest Income | $4.04M |
| Pre-tax Net Operating Income | $1.75M |
| Provision for Credit Losses | $180.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $2.49M |
| Federal Funds Purchased and Repurchased Agreement | $14.72M |
| All Other Liabilities | $1.06M |
| Total Liabilities and Capital | $365.92M |
Securities
| Securities | $116.79M |
| Available-for-sale debt securities | $113.82M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $2.98M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of First National Bank of Griffin?
$365.92M as of the latest filing.
How much are First National Bank of Griffin's total deposits?
$317.38M in total deposits.
Where is First National Bank of Griffin located?
Griffin, GA.
What is the Net Interest Margin?
4.77%.
How many domestic offices does it operate?
6.
When was it established?
05/12/1933.
What is the Return on Assets (ROA)?
1.52%.
How much are total loans and leases?
$177.80M (latest filing).
What is the total interest income (latest filing)?
$4.54M.