Franklin State Bank
Franklin, MN
IDRSSD: 48150
Total Assets
$44.51M
Latest filing
Total Deposits
$38.56M
Latest filing
Net Interest Margin
3.17%
Profitability
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 05/08/1936 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 55333 |
| State and County Number | 27129 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 09 |
| Numeric code | 21 |
| Insured by FDIC | Institution closed or not insured by FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 6 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 04/25/2025 |
| Date of Deposit Insurance | 03/23/1949 |
| Primary Insurance Agency | DIF |
| Website | N/A |
| Data Updated | 11/28/2025 |
| CERT | 16778 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $44.51M |
| Total Deposits | $38.56M |
| Total Liabilities | $38.88M |
| Total Equity Capital | $5.63M |
| Net Income | $-82,000 |
| Net Loans and Leases | $23.49M |
| Assets Per Employee ($Millions) | $7.42M |
| Bank Premises and Fixed Assets | $86.00k |
| Cash and Balances due from Depository Institutions | $2.27M |
| Deposits Held in Domestic Offices | $38.56M |
Key Performance Ratios
| Return on Assets (ROA) | -0.74% |
| Return on Equity (ROE) | -5.8% |
| Net Interest Margin | 3.17% |
| Efficiency Ratio | 129.55% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.11% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 12.649% |
| Earning Assets to total Assets | 95.26% |
Income and Expense
| Total Interest Income | $493.00k |
| Total Noninterest Income | $17.00k |
| Total Interest Expense | $158.00k |
| Total Noninterest Expense | $456.00k |
| Net Interest Income | $335.00k |
| Pre-tax Net Operating Income | $-116,000 |
| Provision for Credit Losses | $12.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $11.52M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $321.00k |
| Total Liabilities and Capital | $44.51M |
Securities
| Securities | $5.68M |
| Available-for-sale debt securities | $5.67M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Franklin State Bank?
$44.51M as of the latest filing.
How much are Franklin State Bank's total deposits?
$38.56M in total deposits.
Where is Franklin State Bank located?
Franklin, MN.
What is the Net Interest Margin?
3.17%.
How many domestic offices does it operate?
1.
When was it established?
05/08/1936.
What is the Return on Assets (ROA)?
-0.74%.
How much are total loans and leases?
$23.49M (latest filing).
What is the total interest income (latest filing)?
$493.00k.