Grove Bank

Grove City, MN
IDRSSD: 79257
Total Assets
$57.85M
Latest filing
Total Deposits
$46.27M
Latest filing
Net Interest Margin
4.02%
Profitability

Locations

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Main Office
Grove Bank
110 Atlantic Ave W
Grove City, MN 56243
Full Service - Brick and Mortar
Updated 11/14/2025Established 12/07/1907FDIC Certificate 5652

Branches (0)

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NameAddressCity / State
No branch data available.
Grove Bank (Main)110 Atlantic Ave WGrove City, MN

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date12/07/1907
Community BankYes
Ownership TypeNot Mutual
ZIP56243
State and County Number27093
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number09
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameN/A

Operational Info

Number of Employees13
Domestic Offices1
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitehttp://www.grovebancorp.com
Data Updated11/14/2025
CERT8857
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$57.85M
Total Deposits$46.27M
Total Liabilities$50.84M
Total Equity Capital$7.00M
Net Income$9.00k
Net Loans and Leases$34.52M
Assets Per Employee ($Millions)$4.13M
Bank Premises and Fixed Assets$257.00k
Cash and Balances due from Depository Institutions$9.28M
Deposits Held in Domestic Offices$46.27M

Key Performance Ratios

Return on Assets (ROA)0.06%
Return on Equity (ROE)0.53%
Net Interest Margin4.02%
Efficiency Ratio93.47%
Tier 1 Risk-Based Capital Ratio13.744%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets-0.01%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets12.109%
Earning Assets to total Assets93.37%

Income and Expense

Total Interest Income$837.00k
Total Noninterest Income$12.00k
Total Interest Expense$298.00k
Total Noninterest Expense$539.00k
Net Interest Income$539.00k
Pre-tax Net Operating Income$13.00k
Provision for Credit Losses$-1,000
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$4.43M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$144.00k
Total Liabilities and Capital$57.85M

Securities

Securities$11.34M
Available-for-sale debt securities$7.81M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$2.85M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Grove Bank?
$57.85M as of the latest filing.
How much are Grove Bank's total deposits?
$46.27M in total deposits.
Where is Grove Bank located?
Grove City, MN.
What is the Net Interest Margin?
4.02%.
How many domestic offices does it operate?
1.
When was it established?
12/07/1907.
What is the Return on Assets (ROA)?
0.06%.
How much are total loans and leases?
$34.52M (latest filing).
What is the total interest income (latest filing)?
$837.00k.