Grove Bank

Grove City, MN
IDRSSD: 79257
Total Assets
$56.64M
Latest filing
Total Deposits
$45.09M
Latest filing
Net Interest Margin
4.30%
Profitability

Key People

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Locations

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Main Office
Grove Bank
110 Atlantic Ave W
Grove City, MN 56243
Full Service - Brick and Mortar
Updated 01/30/2026Established 12/07/1907FDIC Certificate 5652

Branches (0)

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NameAddressCity / State
No branch data available.
Grove Bank (Main)110 Atlantic Ave WGrove City, MN

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date12/07/1907
Community BankYes
Ownership TypeNot Mutual
ZIP56243
State and County Number27093
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number09
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameN/A

Operational Info

Number of Employees14
Domestic Offices1
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitehttp://www.grovebancorp.com
Data Updated01/30/2026
CERT8857
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$56.64M
Total Deposits$45.09M
Total Liabilities$49.61M
Total Equity Capital$7.03M
Net Income$38.00k
Net Loans and Leases$35.62M
Assets Per Employee ($Millions)$4.05M
Bank Premises and Fixed Assets$250.00k
Cash and Balances due from Depository Institutions$6.20M
Deposits Held in Domestic Offices$45.09M

Key Performance Ratios

Return on Assets (ROA)0.27%
Return on Equity (ROE)2.17%
Net Interest Margin4.3%
Efficiency Ratio85.57%
Tier 1 Risk-Based Capital Ratio13.437%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets12.415%
Earning Assets to total Assets93.69%

Income and Expense

Total Interest Income$867.00k
Total Noninterest Income$13.00k
Total Interest Expense$291.00k
Total Noninterest Expense$529.00k
Net Interest Income$576.00k
Pre-tax Net Operating Income$60.00k
Provision for Credit Losses$0
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets
Other Real Estate Owned$0
Other borrowed funds$4.36M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$163.00k
Total Liabilities and Capital$56.64M

Securities

Securities$12.15M
Available-for-sale debt securities$9.62M
Equity securities with readily determinable fair values not held for trading
Held-to-maturity securities$1.85M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Grove Bank?
$56.64M as of the latest filing.
How much are Grove Bank's total deposits?
$45.09M in total deposits.
Where is Grove Bank located?
Grove City, MN.
What is the Net Interest Margin?
4.30%.
How many domestic offices does it operate?
1.
When was it established?
12/07/1907.
What is the Return on Assets (ROA)?
0.27%.
How much are total loans and leases?
$35.62M (latest filing).
What is the total interest income (latest filing)?
$867.00k.