State Bank of Bellingham
Bellingham, MN
IDRSSD: 272058
Total Assets
$49.62M
Latest filing
Total Deposits
$40.77M
Latest filing
Net Interest Margin
2.12%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
091216340BELLINGHAM, MN
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
State Bank of Bellingham
201 Main Ave
Bellingham, MN 56212
Full Service - Brick and Mortar
Updated 01/30/2026Established 03/09/1942FDIC Certificate 11118
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| State Bank of Bellingham (Main) | 201 Main Ave | Bellingham, MN | ||
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 03/09/1942 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 56212 |
| State and County Number | 27073 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 09 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 6 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 12/08/1951 |
| Primary Insurance Agency | DIF |
| Website | www.stbankbhm.com |
| Data Updated | 01/30/2026 |
| CERT | 17062 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $49.62M |
| Total Deposits | $40.77M |
| Total Liabilities | $44.55M |
| Total Equity Capital | $5.08M |
| Net Income | $24.00k |
| Net Loans and Leases | $24.64M |
| Assets Per Employee ($Millions) | $8.27M |
| Bank Premises and Fixed Assets | $159.00k |
| Cash and Balances due from Depository Institutions | $1.61M |
| Deposits Held in Domestic Offices | $40.77M |
Key Performance Ratios
| Return on Assets (ROA) | 0.2% |
| Return on Equity (ROE) | 1.93% |
| Net Interest Margin | 2.12% |
| Efficiency Ratio | 90.36% |
| Tier 1 Risk-Based Capital Ratio | 21.806% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.231% |
| Earning Assets to total Assets | 94.85% |
Income and Expense
| Total Interest Income | $578.00k |
| Total Noninterest Income | $2.00k |
| Total Interest Expense | $331.00k |
| Total Noninterest Expense | $225.00k |
| Net Interest Income | $247.00k |
| Pre-tax Net Operating Income | $24.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $3.50M |
| Federal Funds Sold & Reverse Repurchase Agreement | $2.60M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $278.00k |
| Total Liabilities and Capital | $49.62M |
Securities
| Securities | $19.72M |
| Available-for-sale debt securities | $6.52M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $13.18M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of State Bank of Bellingham?
$49.62M as of the latest filing.
How much are State Bank of Bellingham's total deposits?
$40.77M in total deposits.
Where is State Bank of Bellingham located?
Bellingham, MN.
What is the Net Interest Margin?
2.12%.
How many domestic offices does it operate?
1.
When was it established?
03/09/1942.
What is the Return on Assets (ROA)?
0.2%.
How much are total loans and leases?
$24.64M (latest filing).
What is the total interest income (latest filing)?
$578.00k.