State Bank of Lake Park
Lake Park, MN
IDRSSD: 912756
Total Assets
$44.73M
Latest filing
Total Deposits
$40.24M
Latest filing
Net Interest Margin
3.85%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
State Bank of Lake Park
2049 2nd Street
Lake Park, MN 56554
Full Service - Brick and Mortar
Updated 11/14/2025Established 10/11/1926FDIC Certificate 6002
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| State Bank of Lake Park (Main) | 2049 2nd Street | Lake Park, MN |
| DETACHED FACILITY | 100 Front Street West | Hitterdal, MN |
Showing 1 of 1
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 10/11/1926 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 56554 |
| State and County Number | 27005 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 09 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 7 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | https://www.statebankoflakepark.com |
| Data Updated | 11/14/2025 |
| CERT | 9351 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $44.73M |
| Total Deposits | $40.24M |
| Total Liabilities | $40.69M |
| Total Equity Capital | $4.03M |
| Net Income | $69.00k |
| Net Loans and Leases | $24.27M |
| Assets Per Employee ($Millions) | $6.39M |
| Bank Premises and Fixed Assets | $188.00k |
| Cash and Balances due from Depository Institutions | $2.77M |
| Deposits Held in Domestic Offices | $40.24M |
Key Performance Ratios
| Return on Assets (ROA) | 0.63% |
| Return on Equity (ROE) | 7.1% |
| Net Interest Margin | 3.85% |
| Efficiency Ratio | 60.14% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.91% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.015% |
| Earning Assets to total Assets | 96.83% |
Income and Expense
| Total Interest Income | $584.00k |
| Total Noninterest Income | $12.00k |
| Total Interest Expense | $172.00k |
| Total Noninterest Expense | $255.00k |
| Net Interest Income | $412.00k |
| Pre-tax Net Operating Income | $69.00k |
| Provision for Credit Losses | $100.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $325.00k |
| All Other Liabilities | $130.00k |
| Total Liabilities and Capital | $44.73M |
Securities
| Securities | $17.06M |
| Available-for-sale debt securities | $17.06M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of State Bank of Lake Park?
$44.73M as of the latest filing.
How much are State Bank of Lake Park's total deposits?
$40.24M in total deposits.
Where is State Bank of Lake Park located?
Lake Park, MN.
What is the Net Interest Margin?
3.85%.
How many domestic offices does it operate?
2.
When was it established?
10/11/1926.
What is the Return on Assets (ROA)?
0.63%.
How much are total loans and leases?
$24.27M (latest filing).
What is the total interest income (latest filing)?
$584.00k.