Welcome State Bank
Welcome, MN
IDRSSD: 215653
Total Assets
$44.44M
Latest filing
Total Deposits
$38.61M
Latest filing
Net Interest Margin
4.62%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
091210993WELCOME, MN
Key People
Loading leadership data...
Locations
Main office and branches. Select to view on the map.
Main Office
Welcome State Bank
111 Guide St N
Welcome, MN 56181
Full Service - Brick and Mortar
Updated 04/10/2026Established 01/01/1913FDIC Certificate 7289
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| Welcome State Bank (Main) | 111 Guide St N | Welcome, MN | ||
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
Marshall County State Bank
Newfolden, Minnesota
→
Assets: $44.06MΔ -0.4%
The First National Bank of McIntosh
Mcintosh, Minnesota
→
Assets: $43.86MΔ -0.9%
State Bank of Lake Park
Lake Park, Minnesota
→
Assets: $46.22MΔ +4.5%
Security State Bank of Oklee
Oklee, Minnesota
→
Assets: $47.27MΔ +6.8%
Farmers and Merchants State Bank of Alpha
Alpha, Minnesota
→
Assets: $47.71MΔ +7.8%
State Bank of Taunton
Taunton, Minnesota
→
Assets: $48.60MΔ +9.9%
Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 01/01/1913 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 56181 |
| State and County Number | 27091 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 09 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Fairmont, MN |
Operational Info
| Number of Employees | 7 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.welcomestatebank.com |
| Data Updated | 04/10/2026 |
| CERT | 11417 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $44.44M |
| Total Deposits | $38.61M |
| Total Liabilities | $38.83M |
| Total Equity Capital | $5.61M |
| Net Income | $326.00k |
| Net Loans and Leases | $29.41M |
| Assets Per Employee ($Millions) | $6.35M |
| Bank Premises and Fixed Assets | $119.00k |
| Cash and Balances due from Depository Institutions | $9.22M |
| Deposits Held in Domestic Offices | $38.61M |
Key Performance Ratios
| Return on Assets (ROA) | 2.94% |
| Return on Equity (ROE) | 23.49% |
| Net Interest Margin | 4.62% |
| Efficiency Ratio | 41.19% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 12.625% |
| Earning Assets to total Assets | 94.05% |
Income and Expense
| Total Interest Income | $625.00k |
| Total Noninterest Income | $152.00k |
| Total Interest Expense | $141.00k |
| Total Noninterest Expense | $262.00k |
| Net Interest Income | $484.00k |
| Pre-tax Net Operating Income | $374.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $592.00k |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $216.00k |
| Total Liabilities and Capital | $44.44M |
Securities
| Securities | $4.44M |
| Available-for-sale debt securities | $4.20M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $246.00k |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Welcome State Bank?
$44.44M as of the latest filing.
How much are Welcome State Bank's total deposits?
$38.61M in total deposits.
Where is Welcome State Bank located?
Welcome, MN.
What is the Net Interest Margin?
4.62%.
How many domestic offices does it operate?
1.
When was it established?
01/01/1913.
What is the Return on Assets (ROA)?
2.94%.
How much are total loans and leases?
$29.41M (latest filing).
What is the total interest income (latest filing)?
$625.00k.