Welcome State Bank
Welcome, MN
IDRSSD: 215653
Total Assets
$44.24M
Latest filing
Total Deposits
$38.19M
Latest filing
Net Interest Margin
5.05%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
091210993WELCOME, MN
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Welcome State Bank
111 Guide St N
Welcome, MN 56181
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1913FDIC Certificate 7289
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| Welcome State Bank (Main) | 111 Guide St N | Welcome, MN | ||
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 01/01/1913 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 56181 |
| State and County Number | 27091 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 09 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Fairmont, MN |
Operational Info
| Number of Employees | 7 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.welcomestatebank.com |
| Data Updated | 01/30/2026 |
| CERT | 11417 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $44.24M |
| Total Deposits | $38.19M |
| Total Liabilities | $38.75M |
| Total Equity Capital | $5.49M |
| Net Income | $154.00k |
| Net Loans and Leases | $28.71M |
| Assets Per Employee ($Millions) | $6.32M |
| Bank Premises and Fixed Assets | $125.00k |
| Cash and Balances due from Depository Institutions | $9.82M |
| Deposits Held in Domestic Offices | $38.19M |
Key Performance Ratios
| Return on Assets (ROA) | 1.4% |
| Return on Equity (ROE) | 11.39% |
| Net Interest Margin | 5.05% |
| Efficiency Ratio | 66.84% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 12.412% |
| Earning Assets to total Assets | 94.89% |
Income and Expense
| Total Interest Income | $658.00k |
| Total Noninterest Income | $63.00k |
| Total Interest Expense | $136.00k |
| Total Noninterest Expense | $391.00k |
| Net Interest Income | $522.00k |
| Pre-tax Net Operating Income | $194.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $479.00k |
| All Other Liabilities | $80.00k |
| Total Liabilities and Capital | $44.24M |
Securities
| Securities | $4.93M |
| Available-for-sale debt securities | $4.66M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $272.00k |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Welcome State Bank?
$44.24M as of the latest filing.
How much are Welcome State Bank's total deposits?
$38.19M in total deposits.
Where is Welcome State Bank located?
Welcome, MN.
What is the Net Interest Margin?
5.05%.
How many domestic offices does it operate?
1.
When was it established?
01/01/1913.
What is the Return on Assets (ROA)?
1.4%.
How much are total loans and leases?
$28.71M (latest filing).
What is the total interest income (latest filing)?
$658.00k.