Marshall County State Bank

Newfolden, MN
IDRSSD: 720157
Total Assets
$42.01M
Latest filing
Total Deposits
$34.63M
Latest filing
Net Interest Margin
3.05%
Profitability

Locations

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Main Office
Marshall County State Bank
118 E Minnesota Ave
Newfolden, MN 56738
Full Service - Brick and Mortar
Updated 11/14/2025Established 10/20/1922FDIC Certificate 6239

Branches (0)

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NameAddressCity / State
No branch data available.
Marshall County State Bank (Main)118 E Minnesota AveNewfolden, MN

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date10/20/1922
Community BankYes
Ownership TypeNot Mutual
ZIP56738
State and County Number27089
Subchapter S CorporationsYes
Trust PowersN/A
Federal Reserve ID Number09
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameN/A

Operational Info

Number of Employees5
Domestic Offices1
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date06/30/2024
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitewww.mcsbnewfolden.com
Data Updated11/14/2025
CERT9752
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$42.01M
Total Deposits$34.63M
Total Liabilities$34.82M
Total Equity Capital$7.19M
Net Income$113.00k
Net Loans and Leases$14.22M
Assets Per Employee ($Millions)$8.4M
Bank Premises and Fixed Assets$161.00k
Cash and Balances due from Depository Institutions$5.31M
Deposits Held in Domestic Offices$34.63M

Key Performance Ratios

Return on Assets (ROA)1.07%
Return on Equity (ROE)6.35%
Net Interest Margin3.05%
Efficiency Ratio52.34%
Tier 1 Risk-Based Capital Ratio56.962%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets17.121%
Earning Assets to total Assets92.67%

Income and Expense

Total Interest Income$515.00k
Total Noninterest Income$16.00k
Total Interest Expense$210.00k
Total Noninterest Expense$168.00k
Net Interest Income$305.00k
Pre-tax Net Operating Income$153.00k
Provision for Credit Losses$0
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$195.00k
Total Liabilities and Capital$42.01M

Securities

Securities$21.92M
Available-for-sale debt securities$21.92M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Marshall County State Bank?
$42.01M as of the latest filing.
How much are Marshall County State Bank's total deposits?
$34.63M in total deposits.
Where is Marshall County State Bank located?
Newfolden, MN.
What is the Net Interest Margin?
3.05%.
How many domestic offices does it operate?
1.
When was it established?
10/20/1922.
What is the Return on Assets (ROA)?
1.07%.
How much are total loans and leases?
$14.22M (latest filing).
What is the total interest income (latest filing)?
$515.00k.