The First National Bank of Fairfax

Fairfax, MN
IDRSSD: 938354
Total Assets
$36.78M
Latest filing
Total Deposits
$22.85M
Latest filing
Net Interest Margin
4.26%
Profitability

Locations

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Main Office
The First National Bank of Fairfax
16 1st St Se
Fairfax, MN 55332
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1910FDIC Certificate 3442

Branches (0)

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NameAddressCity / State
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The First National Bank of Fairfax (Main)16 1st St SeFairfax, MN

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, national (federal) charter, Fed member, and supervised by the OCC
Primary RegulatorOCC
Established Date01/01/1910
Community BankYes
Ownership TypeNot Mutual
ZIP55332
State and County Number27129
Subchapter S CorporationsYes
Trust PowersN/A
Federal Reserve ID Number09
Numeric code3
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameN/A

Operational Info

Number of Employees7
Domestic Offices1
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitehttp://www.fnbfx.com
Data Updated11/14/2025
CERT5142
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$36.78M
Total Deposits$22.85M
Total Liabilities$23.01M
Total Equity Capital$13.78M
Net Income$133.00k
Net Loans and Leases$10.64M
Assets Per Employee ($Millions)$5.25M
Bank Premises and Fixed Assets$0
Cash and Balances due from Depository Institutions$1.88M
Deposits Held in Domestic Offices$22.85M

Key Performance Ratios

Return on Assets (ROA)1.44%
Return on Equity (ROE)3.88%
Net Interest Margin4.26%
Efficiency Ratio63.61%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets37.448%
Earning Assets to total Assets97.37%

Income and Expense

Total Interest Income$429.00k
Total Noninterest Income$19.00k
Total Interest Expense$44.00k
Total Noninterest Expense$257.00k
Net Interest Income$385.00k
Pre-tax Net Operating Income$147.00k
Provision for Credit Losses$0
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$900.00k
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$157.00k
Total Liabilities and Capital$36.78M

Securities

Securities$22.93M
Available-for-sale debt securities$0
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$22.93M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of The First National Bank of Fairfax?
$36.78M as of the latest filing.
How much are The First National Bank of Fairfax's total deposits?
$22.85M in total deposits.
Where is The First National Bank of Fairfax located?
Fairfax, MN.
What is the Net Interest Margin?
4.26%.
How many domestic offices does it operate?
1.
When was it established?
01/01/1910.
What is the Return on Assets (ROA)?
1.44%.
How much are total loans and leases?
$10.64M (latest filing).
What is the total interest income (latest filing)?
$429.00k.