Five Points Bank
Grand Island, NE
IDRSSD: 554857
Total Assets
$2.15B
Latest filing
Total Deposits
$1.96B
Latest filing
Net Interest Margin
3.09%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
104905616HASTINGS, NE
Key People
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Locations
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Main Office
Five Points Bank
2015 N Broadwell Ave
Grand Island, NE 68803
Full Service - Brick and Mortar
Updated 01/30/2026Established 09/10/1971FDIC Certificate 14132
Branches (15)
Page 1 of 3| Name | Address | City / State |
|---|---|---|
| Five Points Bank (Main) | 2015 N Broadwell Ave | Grand Island, NE |
| GRAND ISLAND- STOLLEY PARK BRANCH | 3109 W Stolley Park Rd | Grand Island, NE |
| GRAND ISLAND- DIERS AVE BRANCH | 2009 N Diers Ave | Grand Island, NE |
| GRAND ISLAND- EDDY STREET BRANCH | 518 N Eddy St | Grand Island, NE |
| SUMNER BRANCH | 100 W 5th Ave | Sumner, NE |
| KEARNEY- 39TH STREET BRANCH | 1809 W 39th St | Kearney, NE |
| KEARNEY- CENTRAL AVENUE BRANCH | 2501 Central Ave | Kearney, NE |
| OMAHA- GILES BRANCH | 9718 Giles Rd | La Vista, NE |
Showing 7 of 15
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 09/10/1971 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 68803 |
| State and County Number | 31079 |
| Subchapter S Corporations | Yes |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 10 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Grand Island, NE |
Operational Info
| Number of Employees | 171 |
| Domestic Offices | 16 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 09/10/1971 |
| Primary Insurance Agency | DIF |
| Website | www.5pointsbank.com |
| Data Updated | 01/30/2026 |
| CERT | 20488 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $2.15B |
| Total Deposits | $1.96B |
| Total Liabilities | $1.99B |
| Total Equity Capital | $154.73M |
| Net Income | $6.77M |
| Net Loans and Leases | $1.28B |
| Assets Per Employee ($Millions) | $12.42M |
| Bank Premises and Fixed Assets | $18.71M |
| Cash and Balances due from Depository Institutions | $213.96M |
| Deposits Held in Domestic Offices | $1.96B |
Key Performance Ratios
| Return on Assets (ROA) | 1.28% |
| Return on Equity (ROE) | 17.85% |
| Net Interest Margin | 3.09% |
| Efficiency Ratio | 60.18% |
| Tier 1 Risk-Based Capital Ratio | 13.77% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.03% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 7.2% |
| Earning Assets to total Assets | 93.74% |
Income and Expense
| Total Interest Income | $26.33M |
| Total Noninterest Income | $2.26M |
| Total Interest Expense | $10.94M |
| Total Noninterest Expense | $10.62M |
| Net Interest Income | $15.39M |
| Pre-tax Net Operating Income | $6.85M |
| Provision for Credit Losses | $177.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $318.00k |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $23.20M |
| All Other Liabilities | $9.66M |
| Total Liabilities and Capital | $2.15B |
Securities
| Securities | $562.45M |
| Available-for-sale debt securities | $147.88M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $414.57M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Five Points Bank?
$2.15B as of the latest filing.
How much are Five Points Bank's total deposits?
$1.96B in total deposits.
Where is Five Points Bank located?
Grand Island, NE.
What is the Net Interest Margin?
3.09%.
How many domestic offices does it operate?
16.
When was it established?
09/10/1971.
What is the Return on Assets (ROA)?
1.28%.
How much are total loans and leases?
$1.28B (latest filing).
What is the total interest income (latest filing)?
$26.33M.