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First State Bank Nebraska

Lincoln, NE
IDRSSD: 499453
Total Assets
$1.07B
Latest filing
Total Deposits
$925.16M
Latest filing
Net Interest Margin
3.40%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

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Institution Profile

Institution ClassCommercial bank, state charter, Fed member, supervised by FRB
Primary RegulatorFED
Established Date12/12/1912
Community BankYes
Ownership TypeNot Mutual
ZIP68516
State and County Number31109
Subchapter S CorporationsYes
Trust PowersN/A
Federal Reserve ID Number10
Numeric code13
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameLincoln, NE

Operational Info

Number of Employees117
Domestic Offices16
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date10/15/2025
Date of Deposit Insurance02/10/1934
Primary Insurance AgencyDIF
Websitehttp://www.1fsb.bank
Data Updated11/14/2025
CERT13868
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$1.07B
Total Deposits$925.16M
Total Liabilities$966.01M
Total Equity Capital$107.51M
Net Income$4.08M
Net Loans and Leases$843.50M
Assets Per Employee ($Millions)$9.02M
Bank Premises and Fixed Assets$16.25M
Cash and Balances due from Depository Institutions$15.36M
Deposits Held in Domestic Offices$925.16M

Key Performance Ratios

Return on Assets (ROA)1.5%
Return on Equity (ROE)15.47%
Net Interest Margin3.4%
Efficiency Ratio52.5%
Tier 1 Risk-Based Capital Ratio11.407%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.08%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets10.015%
Earning Assets to total Assets93.57%

Income and Expense

Total Interest Income$14.74M
Total Noninterest Income$745.00k
Total Interest Expense$6.16M
Total Noninterest Expense$4.93M
Net Interest Income$8.58M
Pre-tax Net Operating Income$4.17M
Provision for Credit Losses$225.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$36.29M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$4.56M
Total Liabilities and Capital$1.07B

Securities

Securities$150.17M
Available-for-sale debt securities$145.30M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$4.54M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of First State Bank Nebraska?
$1.07B as of the latest filing.
How much are First State Bank Nebraska's total deposits?
$925.16M in total deposits.
Where is First State Bank Nebraska located?
Lincoln, NE.
What is the Net Interest Margin?
3.40%.
How many domestic offices does it operate?
16.
When was it established?
12/12/1912.
What is the Return on Assets (ROA)?
1.5%.
How much are total loans and leases?
$843.50M (latest filing).
What is the total interest income (latest filing)?
$14.74M.