West Gate Bank
Lincoln, NE
IDRSSD: 207050
Total Assets
$1.40B
Latest filing
Total Deposits
$1.18B
Latest filing
Net Interest Margin
3.46%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
104901584LINCOLN, NE
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
West Gate Bank
6003 Old Cheney Rd
Lincoln, NE 68516
Full Service - Brick and Mortar
Updated 01/30/2026Established 09/03/1968FDIC Certificate 13643
Branches (9)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| West Gate Bank (Main) | 6003 Old Cheney Rd | Lincoln, NE |
| SOUTH STREET BRANCH | 2037 S 17th St | Lincoln, NE |
| CORNHUSKER BRANCH | 2662 Cornhusker Hwy | Lincoln, NE |
| EAGLE CREST BRANCH | 8400 Eagle Crest Rd | Lincoln, NE |
| WEST O BRANCH | 1204 W O St | Lincoln, NE |
| MIDTOWN BRANCH | 4955 O St | Lincoln, NE |
| PACIFIC SPRINGS BRANCH | 1020 S 179th Ct | Omaha, NE |
| BELLEVUE BRANCH | 1004 Cornhusker Rd | Bellevue, NE |
Showing 7 of 9
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 09/03/1968 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 68516 |
| State and County Number | 31109 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 10 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Lincoln, NE |
Operational Info
| Number of Employees | 215 |
| Domestic Offices | 10 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 09/03/1968 |
| Primary Insurance Agency | DIF |
| Website | my.westgate.bank |
| Data Updated | 01/30/2026 |
| CERT | 19850 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $1.40B |
| Total Deposits | $1.18B |
| Total Liabilities | $1.26B |
| Total Equity Capital | $146.56M |
| Net Income | $3.12M |
| Net Loans and Leases | $981.24M |
| Assets Per Employee ($Millions) | $6.44M |
| Bank Premises and Fixed Assets | $27.57M |
| Cash and Balances due from Depository Institutions | $44.62M |
| Deposits Held in Domestic Offices | $1.18B |
Key Performance Ratios
| Return on Assets (ROA) | 0.9% |
| Return on Equity (ROE) | 8.62% |
| Net Interest Margin | 3.46% |
| Efficiency Ratio | 80.41% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | -0.02% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.44% |
| Earning Assets to total Assets | 88.99% |
Income and Expense
| Total Interest Income | $18.67M |
| Total Noninterest Income | $6.11M |
| Total Interest Expense | $7.96M |
| Total Noninterest Expense | $13.52M |
| Net Interest Income | $10.71M |
| Pre-tax Net Operating Income | $3.37M |
| Provision for Credit Losses | $-74,000 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $66.03M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $14.00M |
| Total Liabilities and Capital | $1.40B |
Securities
| Securities | $257.84M |
| Available-for-sale debt securities | $257.84M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of West Gate Bank?
$1.40B as of the latest filing.
How much are West Gate Bank's total deposits?
$1.18B in total deposits.
Where is West Gate Bank located?
Lincoln, NE.
What is the Net Interest Margin?
3.46%.
How many domestic offices does it operate?
10.
When was it established?
09/03/1968.
What is the Return on Assets (ROA)?
0.9%.
How much are total loans and leases?
$981.24M (latest filing).
What is the total interest income (latest filing)?
$18.67M.