Elkhorn Valley Bank & Trust
Norfolk, NE
IDRSSD: 439356
Total Assets
$1.42B
Latest filing
Total Deposits
$1.14B
Latest filing
Net Interest Margin
3.15%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
104902172NORFOLK, NE
Key People
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Locations
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Main Office
Elkhorn Valley Bank & Trust
404 S 25th St
Norfolk, NE 68701
Full Service - Brick and Mortar
Updated 01/30/2026Established 07/06/1943FDIC Certificate 10704
Branches (7)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Elkhorn Valley Bank & Trust (Main) | 404 S 25th St | Norfolk, NE |
| HY-VEE BRANCH | 120 E Norfolk Ave | Norfolk, NE |
| FIRST NEBRASKA BANK OF WAYNE BRANCH | 411 E 7th St | Wayne, NE |
| PIERCE BRANCH | 118 E Main St | Pierce, NE |
| HYVEE WEST BRANCH | 2107 Taylor Ave | Norfolk, NE |
| OMAHA AVENUE BRANCH | 1010 W Omaha Ave | Norfolk, NE |
| YANKTON BRANCH | 114 Douglas Ave | Yankton, SD |
| BENJAMIN AVE BRANCH | 800 W Benjamin Ave | Norfolk, NE |
Showing 7 of 7
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 07/06/1943 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 68701 |
| State and County Number | 31119 |
| Subchapter S Corporations | No |
| Trust Powers | Trust Powers Grandfathered |
| Federal Reserve ID Number | 10 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Norfolk, NE |
Operational Info
| Number of Employees | 118 |
| Domestic Offices | 8 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 03/18/1947 |
| Primary Insurance Agency | DIF |
| Website | www.evb.bank |
| Data Updated | 01/30/2026 |
| CERT | 16553 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $1.42B |
| Total Deposits | $1.14B |
| Total Liabilities | $1.27B |
| Total Equity Capital | $145.97M |
| Net Income | $4.24M |
| Net Loans and Leases | $1.02B |
| Assets Per Employee ($Millions) | $12.54M |
| Bank Premises and Fixed Assets | $30.59M |
| Cash and Balances due from Depository Institutions | $21.65M |
| Deposits Held in Domestic Offices | $1.14B |
Key Performance Ratios
| Return on Assets (ROA) | 1.2% |
| Return on Equity (ROE) | 11.82% |
| Net Interest Margin | 3.15% |
| Efficiency Ratio | 52.85% |
| Tier 1 Risk-Based Capital Ratio | 12.64% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.23% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.304% |
| Earning Assets to total Assets | 93.4% |
Income and Expense
| Total Interest Income | $19.44M |
| Total Noninterest Income | $1.20M |
| Total Interest Expense | $8.99M |
| Total Noninterest Expense | $6.16M |
| Net Interest Income | $10.45M |
| Pre-tax Net Operating Income | $4.69M |
| Provision for Credit Losses | $800.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $119.09M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $347.00k |
| All Other Liabilities | $8.59M |
| Total Liabilities and Capital | $1.42B |
Securities
| Securities | $294.63M |
| Available-for-sale debt securities | $294.63M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Elkhorn Valley Bank & Trust?
$1.42B as of the latest filing.
How much are Elkhorn Valley Bank & Trust's total deposits?
$1.14B in total deposits.
Where is Elkhorn Valley Bank & Trust located?
Norfolk, NE.
What is the Net Interest Margin?
3.15%.
How many domestic offices does it operate?
8.
When was it established?
07/06/1943.
What is the Return on Assets (ROA)?
1.2%.
How much are total loans and leases?
$1.02B (latest filing).
What is the total interest income (latest filing)?
$19.44M.