Security First Bank

Lincoln, NE
IDRSSD: 276850
Total Assets
$2.04B
Latest filing
Total Deposits
$1.73B
Latest filing
Net Interest Margin
3.28%
Profitability

Locations

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Main Office
Security First Bank
5505 Red Rock Ln
Lincoln, NE 68516
Full Service - Brick and Mortar
Updated 11/14/2025Established 07/01/1924FDIC Certificate 3660

Branches (25)

Page 1 of 4
NameAddressCity / State
Security First Bank (Main)5505 Red Rock LnLincoln, NE
HARRISON BRANCH289 Main StHarrison, NE
CODY BRANCH104 E Nebraska AveCody, NE
AUTO BANK BRANCH1900 Court StBeatrice, NE
RETAIL CENTER BRANCH110 E 2nd StRushville, NE
LINCOLN BRANCH8260 Northwoods DrLincoln, NE
GARRET LANE BRANCH1300 Garret LnLincoln, NE
CORTLAND BRANCH525 Us Highway 77Cortland, NE
Showing 7 of 25

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date07/01/1924
Community BankYes
Ownership TypeNot Mutual
ZIP68516
State and County Number31109
Subchapter S CorporationsNo
Trust PowersFull Trust Powers Granted
Federal Reserve ID Number10
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameLincoln, NE

Operational Info

Number of Employees279
Domestic Offices26
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date06/30/2024
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitehttp://www.security1stbank.com
Data Updated11/14/2025
CERT5415
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$2.04B
Total Deposits$1.73B
Total Liabilities$1.86B
Total Equity Capital$180.85M
Net Income$4.67M
Net Loans and Leases$1.35B
Assets Per Employee ($Millions)$7.66M
Bank Premises and Fixed Assets$37.91M
Cash and Balances due from Depository Institutions$299.06M
Deposits Held in Domestic Offices$1.73B

Key Performance Ratios

Return on Assets (ROA)0.92%
Return on Equity (ROE)10.52%
Net Interest Margin3.28%
Efficiency Ratio64.02%
Tier 1 Risk-Based Capital Ratio11.374%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.18%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets8.872%
Earning Assets to total Assets94.25%

Income and Expense

Total Interest Income$27.48M
Total Noninterest Income$3.61M
Total Interest Expense$11.75M
Total Noninterest Expense$12.40M
Net Interest Income$15.73M
Pre-tax Net Operating Income$6.04M
Provision for Credit Losses$900.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$710.00k
Other borrowed funds$60.00M
Federal Funds Sold & Reverse Repurchase Agreement$51.00k
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$68.10M
Total Liabilities and Capital$2.04B

Securities

Securities$293.38M
Available-for-sale debt securities$290.94M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$2.45M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Security First Bank?
$2.04B as of the latest filing.
How much are Security First Bank's total deposits?
$1.73B in total deposits.
Where is Security First Bank located?
Lincoln, NE.
What is the Net Interest Margin?
3.28%.
How many domestic offices does it operate?
26.
When was it established?
07/01/1924.
What is the Return on Assets (ROA)?
0.92%.
How much are total loans and leases?
$1.35B (latest filing).
What is the total interest income (latest filing)?
$27.48M.