Dayspring Bank
Gothenburg, NE
IDRSSD: 151957
Total Assets
$1.15B
Latest filing
Total Deposits
$920.03M
Latest filing
Net Interest Margin
2.67%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
104901610GOTHENBURG, NE
Key People
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Locations
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Main Office
Dayspring Bank
914 Lake Ave
Gothenburg, NE 69138
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1906FDIC Certificate 8518
Branches (9)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| Dayspring Bank (Main) | 914 Lake Ave | Gothenburg, NE |
| DETACHED TELLERS' FACILITY | 605 10th St | Gothenburg, NE |
| 11902 PIERCE PLAZA BRANCH | 11808 W Center Rd | Omaha, NE |
| MULLEN BRANCH | 101 Nw 1st St | Mullen, NE |
| FIRST STATE BANK - RALSTON BRANCH | 5370 S 72nd St | Ralston, NE |
| NORTH PLATTE RODEO ROAD BRANCH | 410 Rodeo Rd | North Platte, NE |
| PAPILLION BRANCH | 9831 South 96th Street | Papillion, NE |
| WWW.YOUNG.BANK BRANCH | 5370 South 72nd St | Omaha, NE |
Showing 7 of 9
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1906 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 69138 |
| State and County Number | 31047 |
| Subchapter S Corporations | No |
| Trust Powers | Trust Powers Grandfathered |
| Federal Reserve ID Number | 10 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Lexington, NE |
Operational Info
| Number of Employees | 114 |
| Domestic Offices | 10 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | dayspring.bank |
| Data Updated | 01/30/2026 |
| CERT | 13622 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $1.15B |
| Total Deposits | $920.03M |
| Total Liabilities | $1.03B |
| Total Equity Capital | $120.96M |
| Net Income | $3.38M |
| Net Loans and Leases | $798.44M |
| Assets Per Employee ($Millions) | $9.54M |
| Bank Premises and Fixed Assets | $9.94M |
| Cash and Balances due from Depository Institutions | $40.65M |
| Deposits Held in Domestic Offices | $920.03M |
Key Performance Ratios
| Return on Assets (ROA) | 1.18% |
| Return on Equity (ROE) | 11.4% |
| Net Interest Margin | 2.67% |
| Efficiency Ratio | 57.7% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.07% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.481% |
| Earning Assets to total Assets | 94.97% |
Income and Expense
| Total Interest Income | $16.37M |
| Total Noninterest Income | $1.36M |
| Total Interest Expense | $9.10M |
| Total Noninterest Expense | $4.98M |
| Net Interest Income | $7.27M |
| Pre-tax Net Operating Income | $3.45M |
| Provision for Credit Losses | $200.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $667.00k |
| Other borrowed funds | $103.52M |
| Federal Funds Sold & Reverse Repurchase Agreement | $1.67M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $5.51M |
| Total Liabilities and Capital | $1.15B |
Securities
| Securities | $212.95M |
| Available-for-sale debt securities | $212.85M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $50.21M |
| Trading Liabilities | $4.03M |
Frequently Asked Questions
What are the total assets of Dayspring Bank?
$1.15B as of the latest filing.
How much are Dayspring Bank's total deposits?
$920.03M in total deposits.
Where is Dayspring Bank located?
Gothenburg, NE.
What is the Net Interest Margin?
2.67%.
How many domestic offices does it operate?
10.
When was it established?
01/01/1906.
What is the Return on Assets (ROA)?
1.18%.
How much are total loans and leases?
$798.44M (latest filing).
What is the total interest income (latest filing)?
$16.37M.