Dayspring Bank
Gothenburg, NE
IDRSSD: 151957
Total Assets
$1.15B
Latest filing
Total Deposits
$913.14M
Latest filing
Net Interest Margin
2.52%
Profitability
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1906 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 69138 |
| State and County Number | 31047 |
| Subchapter S Corporations | No |
| Trust Powers | Trust Powers Grandfathered |
| Federal Reserve ID Number | 10 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Lexington, NE |
Operational Info
| Number of Employees | 111 |
| Domestic Offices | 10 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | dayspring.bank |
| Data Updated | 11/14/2025 |
| CERT | 13622 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $1.15B |
| Total Deposits | $913.14M |
| Total Liabilities | $1.03B |
| Total Equity Capital | $116.25M |
| Net Income | $2.46M |
| Net Loans and Leases | $785.78M |
| Assets Per Employee ($Millions) | $10.05M |
| Bank Premises and Fixed Assets | $10.08M |
| Cash and Balances due from Depository Institutions | $45.38M |
| Deposits Held in Domestic Offices | $913.14M |
Key Performance Ratios
| Return on Assets (ROA) | 0.86% |
| Return on Equity (ROE) | 8.65% |
| Net Interest Margin | 2.52% |
| Efficiency Ratio | 60.29% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.24% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.148% |
| Earning Assets to total Assets | 94.57% |
Income and Expense
| Total Interest Income | $16.21M |
| Total Noninterest Income | $2.70M |
| Total Interest Expense | $9.37M |
| Total Noninterest Expense | $5.75M |
| Net Interest Income | $6.84M |
| Pre-tax Net Operating Income | $3.09M |
| Provision for Credit Losses | $700.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $994.00k |
| Other borrowed funds | $106.42M |
| Federal Funds Sold & Reverse Repurchase Agreement | $5.20M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $5.71M |
| Total Liabilities and Capital | $1.15B |
Securities
| Securities | $211.00M |
| Available-for-sale debt securities | $210.91M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $47.03M |
| Trading Liabilities | $4.02M |
Frequently Asked Questions
What are the total assets of Dayspring Bank?
$1.15B as of the latest filing.
How much are Dayspring Bank's total deposits?
$913.14M in total deposits.
Where is Dayspring Bank located?
Gothenburg, NE.
What is the Net Interest Margin?
2.52%.
How many domestic offices does it operate?
10.
When was it established?
01/01/1906.
What is the Return on Assets (ROA)?
0.86%.
How much are total loans and leases?
$785.78M (latest filing).
What is the total interest income (latest filing)?
$16.21M.