First Trust and Savings Bank
Coralville, IA
IDRSSD: 84046
Total Assets
$52.64M
Latest filing
Total Deposits
$46.48M
Latest filing
Net Interest Margin
2.54%
Profitability
Key People
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Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 04/15/1931 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 52241 |
| State and County Number | 19103 |
| Subchapter S Corporations | No |
| Trust Powers | Limited Trust Powers Granted |
| Federal Reserve ID Number | 07 |
| Numeric code | 21 |
| Insured by FDIC | Institution closed or not insured by FDIC |
| Federal Reserve District | KANSAS CITY |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 8 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/02/2025 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.ft-sb.com |
| Data Updated | 2/13/2026 |
| CERT | 10123 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $52.64M |
| Total Deposits | $46.48M |
| Total Liabilities | $48.79M |
| Total Equity Capital | $3.85M |
| Net Income | $15.00k |
| Net Loans and Leases | $11.19M |
| Assets Per Employee ($Millions) | $6.58M |
| Bank Premises and Fixed Assets | $1.28M |
| Cash and Balances due from Depository Institutions | $6.12M |
| Deposits Held in Domestic Offices | $46.48M |
Key Performance Ratios
| Return on Assets (ROA) | 0.12% |
| Return on Equity (ROE) | 1.59% |
| Net Interest Margin | 2.54% |
| Efficiency Ratio | 108.86% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.03% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 7.308% |
| Earning Assets to total Assets | 89.52% |
Income and Expense
| Total Interest Income | $463.00k |
| Total Noninterest Income | $22.00k |
| Total Interest Expense | $169.00k |
| Total Noninterest Expense | $344.00k |
| Net Interest Income | $294.00k |
| Pre-tax Net Operating Income | $-32,000 |
| Provision for Credit Losses | $4.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $2.19M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $125.00k |
| Total Liabilities and Capital | $52.64M |
Securities
| Securities | $31.11M |
| Available-for-sale debt securities | $31.11M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of First Trust and Savings Bank?
$52.64M as of the latest filing.
How much are First Trust and Savings Bank's total deposits?
$46.48M in total deposits.
Where is First Trust and Savings Bank located?
Coralville, IA.
What is the Net Interest Margin?
2.54%.
How many domestic offices does it operate?
2.
When was it established?
04/15/1931.
What is the Return on Assets (ROA)?
0.12%.
How much are total loans and leases?
$11.19M (latest filing).
What is the total interest income (latest filing)?
$463.00k.