State Central Bank
Bonaparte, IA
IDRSSD: 808345
Total Assets
$60.84M
Latest filing
Total Deposits
$50.33M
Latest filing
Net Interest Margin
5.08%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
073900894BONAPARTE, IA
Key People
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Locations
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Main Office
State Central Bank
612 1st St
Bonaparte, IA 52620
Full Service - Brick and Mortar
Updated 01/30/2026Established 03/17/1858FDIC Certificate 3978
Branches (3)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| State Central Bank (Main) | 612 1st St | Bonaparte, IA |
| FARMINGTON BRANCH | 101 S 2nd St | Farmington, IA |
| STOCKPORT BRANCH | 116 S Main St | Stockport, IA |
| KEOKUK BRANCH OFFICE | 514 Main St | Keokuk, IA |
Showing 3 of 3
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 03/17/1858 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 52620 |
| State and County Number | 19177 |
| Subchapter S Corporations | Yes |
| Trust Powers | Trust Powers Grandfathered |
| Federal Reserve ID Number | 07 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 23 |
| Domestic Offices | 4 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.statecentralbank.com |
| Data Updated | 01/30/2026 |
| CERT | 5820 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $60.84M |
| Total Deposits | $50.33M |
| Total Liabilities | $50.46M |
| Total Equity Capital | $10.38M |
| Net Income | $125.00k |
| Net Loans and Leases | $32.40M |
| Assets Per Employee ($Millions) | $2.65M |
| Bank Premises and Fixed Assets | $2.36M |
| Cash and Balances due from Depository Institutions | $5.46M |
| Deposits Held in Domestic Offices | $50.33M |
Key Performance Ratios
| Return on Assets (ROA) | 0.82% |
| Return on Equity (ROE) | 4.84% |
| Net Interest Margin | 5.08% |
| Efficiency Ratio | 84.83% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 17.066% |
| Earning Assets to total Assets | 90.59% |
Income and Expense
| Total Interest Income | $986.00k |
| Total Noninterest Income | $125.00k |
| Total Interest Expense | $287.00k |
| Total Noninterest Expense | $699.00k |
| Net Interest Income | $699.00k |
| Pre-tax Net Operating Income | $125.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $128.00k |
| Total Liabilities and Capital | $60.84M |
Securities
| Securities | $18.86M |
| Available-for-sale debt securities | $18.86M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of State Central Bank?
$60.84M as of the latest filing.
How much are State Central Bank's total deposits?
$50.33M in total deposits.
Where is State Central Bank located?
Bonaparte, IA.
What is the Net Interest Margin?
5.08%.
How many domestic offices does it operate?
4.
When was it established?
03/17/1858.
What is the Return on Assets (ROA)?
0.82%.
How much are total loans and leases?
$32.40M (latest filing).
What is the total interest income (latest filing)?
$986.00k.