State Central Bank
Bonaparte, IA
IDRSSD: 808345
Total Assets
$60.61M
Latest filing
Total Deposits
$50.24M
Latest filing
Net Interest Margin
11.52%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
State Central Bank
612 1st St
Bonaparte, IA 52620
Full Service - Brick and Mortar
Updated 11/14/2025Established 03/17/1858FDIC Certificate 3978
Branches (3)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| State Central Bank (Main) | 612 1st St | Bonaparte, IA |
| FARMINGTON BRANCH | 101 S 2nd St | Farmington, IA |
| STOCKPORT BRANCH | 116 S Main St | Stockport, IA |
| KEOKUK BRANCH OFFICE | 514 Main St | Keokuk, IA |
Showing 3 of 3
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 03/17/1858 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 52620 |
| State and County Number | 19177 |
| Subchapter S Corporations | Yes |
| Trust Powers | Trust Powers Grandfathered |
| Federal Reserve ID Number | 07 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 22 |
| Domestic Offices | 4 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.statecentralbank.com |
| Data Updated | 11/14/2025 |
| CERT | 5820 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $60.61M |
| Total Deposits | $50.24M |
| Total Liabilities | $50.35M |
| Total Equity Capital | $10.27M |
| Net Income | $1.09M |
| Net Loans and Leases | $28.58M |
| Assets Per Employee ($Millions) | $2.64M |
| Bank Premises and Fixed Assets | $2.40M |
| Cash and Balances due from Depository Institutions | $9.01M |
| Deposits Held in Domestic Offices | $50.24M |
Key Performance Ratios
| Return on Assets (ROA) | 7.41% |
| Return on Equity (ROE) | 45.26% |
| Net Interest Margin | 11.52% |
| Efficiency Ratio | 34.93% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 16.936% |
| Earning Assets to total Assets | 90.59% |
Income and Expense
| Total Interest Income | $1.79M |
| Total Noninterest Income | $149.00k |
| Total Interest Expense | $274.00k |
| Total Noninterest Expense | $583.00k |
| Net Interest Income | $1.52M |
| Pre-tax Net Operating Income | $1.09M |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $108.00k |
| Total Liabilities and Capital | $60.61M |
Securities
| Securities | $18.84M |
| Available-for-sale debt securities | $18.84M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of State Central Bank?
$60.61M as of the latest filing.
How much are State Central Bank's total deposits?
$50.24M in total deposits.
Where is State Central Bank located?
Bonaparte, IA.
What is the Net Interest Margin?
11.52%.
How many domestic offices does it operate?
4.
When was it established?
03/17/1858.
What is the Return on Assets (ROA)?
7.41%.
How much are total loans and leases?
$28.58M (latest filing).
What is the total interest income (latest filing)?
$1.79M.