Benton County State Bank
Blairstown, IA
IDRSSD: 824242
Total Assets
$50.21M
Latest filing
Total Deposits
$37.58M
Latest filing
Net Interest Margin
3.72%
Profitability
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1869 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 52209 |
| State and County Number | 19011 |
| Subchapter S Corporations | No |
| Trust Powers | Trust Powers Grandfathered |
| Federal Reserve ID Number | 07 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Cedar Rapids, IA |
Operational Info
| Number of Employees | 8 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 01/29/1934 |
| Primary Insurance Agency | DIF |
| Website | http://www.bentoncountystatebank.com |
| Data Updated | 11/14/2025 |
| CERT | 13774 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $50.21M |
| Total Deposits | $37.58M |
| Total Liabilities | $42.77M |
| Total Equity Capital | $7.44M |
| Net Income | $127.00k |
| Net Loans and Leases | $32.91M |
| Assets Per Employee ($Millions) | $6.28M |
| Bank Premises and Fixed Assets | $189.00k |
| Cash and Balances due from Depository Institutions | $1.88M |
| Deposits Held in Domestic Offices | $37.58M |
Key Performance Ratios
| Return on Assets (ROA) | 1% |
| Return on Equity (ROE) | 6.95% |
| Net Interest Margin | 3.72% |
| Efficiency Ratio | 65.67% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 14.824% |
| Earning Assets to total Assets | 93.84% |
Income and Expense
| Total Interest Income | $633.00k |
| Total Noninterest Income | $23.00k |
| Total Interest Expense | $187.00k |
| Total Noninterest Expense | $308.00k |
| Net Interest Income | $446.00k |
| Pre-tax Net Operating Income | $161.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $3.50M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $275.00k |
| All Other Liabilities | $1.41M |
| Total Liabilities and Capital | $50.21M |
Securities
| Securities | $13.30M |
| Available-for-sale debt securities | $13.30M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Benton County State Bank?
$50.21M as of the latest filing.
How much are Benton County State Bank's total deposits?
$37.58M in total deposits.
Where is Benton County State Bank located?
Blairstown, IA.
What is the Net Interest Margin?
3.72%.
How many domestic offices does it operate?
1.
When was it established?
01/01/1869.
What is the Return on Assets (ROA)?
1%.
How much are total loans and leases?
$32.91M (latest filing).
What is the total interest income (latest filing)?
$633.00k.