Ashton State Bank
Ashton, IA
IDRSSD: 821643
Total Assets
$54.34M
Latest filing
Total Deposits
$44.07M
Latest filing
Net Interest Margin
3.51%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
073911812ASHTON, IA
Key People
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Locations
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Main Office
Ashton State Bank
317 3rd St
Ashton, IA 51232
Full Service - Brick and Mortar
Updated 01/30/2026Established 03/01/1884FDIC Certificate 7245
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| Ashton State Bank (Main) | 317 3rd St | Ashton, IA | ||
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 03/01/1884 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 51232 |
| State and County Number | 19143 |
| Subchapter S Corporations | Yes |
| Trust Powers | Trust Powers Grandfathered |
| Federal Reserve ID Number | 07 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 6 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | http://www.ashtonstatebank.com |
| Data Updated | 01/30/2026 |
| CERT | 11343 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $54.34M |
| Total Deposits | $44.07M |
| Total Liabilities | $48.02M |
| Total Equity Capital | $6.32M |
| Net Income | $178.00k |
| Net Loans and Leases | $34.87M |
| Assets Per Employee ($Millions) | $9.06M |
| Bank Premises and Fixed Assets | $49.00k |
| Cash and Balances due from Depository Institutions | $0 |
| Deposits Held in Domestic Offices | $44.07M |
Key Performance Ratios
| Return on Assets (ROA) | 1.32% |
| Return on Equity (ROE) | 11.24% |
| Net Interest Margin | 3.51% |
| Efficiency Ratio | 61.51% |
| Tier 1 Risk-Based Capital Ratio | 17.403% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 11.633% |
| Earning Assets to total Assets | 93.29% |
Income and Expense
| Total Interest Income | $695.00k |
| Total Noninterest Income | $35.00k |
| Total Interest Expense | $252.00k |
| Total Noninterest Expense | $294.00k |
| Net Interest Income | $443.00k |
| Pre-tax Net Operating Income | $184.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $2.91M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $541.00k |
| All Other Liabilities | $498.00k |
| Total Liabilities and Capital | $54.34M |
Securities
| Securities | $15.06M |
| Available-for-sale debt securities | $15.04M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Ashton State Bank?
$54.34M as of the latest filing.
How much are Ashton State Bank's total deposits?
$44.07M in total deposits.
Where is Ashton State Bank located?
Ashton, IA.
What is the Net Interest Margin?
3.51%.
How many domestic offices does it operate?
1.
When was it established?
03/01/1884.
What is the Return on Assets (ROA)?
1.32%.
How much are total loans and leases?
$34.87M (latest filing).
What is the total interest income (latest filing)?
$695.00k.