State Bank of Schaller
Schaller, IA
IDRSSD: 534242
Total Assets
$38.26M
Latest filing
Total Deposits
$32.84M
Latest filing
Net Interest Margin
2.78%
Profitability
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
Defiance State Bank
Defiance, Iowa
→
Assets: $39.19MΔ -1.0%
Heritage Bank
Marion, Iowa
→
Assets: $38.72MΔ -2.2%
Community State Bank
Paton, Iowa
→
Assets: $41.98MΔ +6.0%
The First National Bank of Primghar
Primghar, Iowa
→
Assets: $35.61MΔ -10.1%
Farmers State Bank
Lake View, Iowa
→
Assets: $35.54MΔ -10.3%
American Trust and Savings Bank
Lowden, Iowa
→
Assets: $33.24MΔ -16.1%
Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1898 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 51053 |
| State and County Number | 19161 |
| Subchapter S Corporations | No |
| Trust Powers | Trust Powers Grandfathered |
| Federal Reserve ID Number | 07 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 4 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 02/24/1934 |
| Primary Insurance Agency | DIF |
| Website | www.statebankofschaller.com |
| Data Updated | 11/14/2025 |
| CERT | 13931 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $38.26M |
| Total Deposits | $32.84M |
| Total Liabilities | $33.09M |
| Total Equity Capital | $5.17M |
| Net Income | $145.00k |
| Net Loans and Leases | $9.55M |
| Assets Per Employee ($Millions) | $9.56M |
| Bank Premises and Fixed Assets | $99.00k |
| Cash and Balances due from Depository Institutions | $3.33M |
| Deposits Held in Domestic Offices | $32.84M |
Key Performance Ratios
| Return on Assets (ROA) | 1.49% |
| Return on Equity (ROE) | 11.05% |
| Net Interest Margin | 2.78% |
| Efficiency Ratio | 58.91% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 13.521% |
| Earning Assets to total Assets | 96.06% |
Income and Expense
| Total Interest Income | $418.00k |
| Total Noninterest Income | $72.00k |
| Total Interest Expense | $159.00k |
| Total Noninterest Expense | $195.00k |
| Net Interest Income | $259.00k |
| Pre-tax Net Operating Income | $136.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $243.00k |
| Total Liabilities and Capital | $38.26M |
Securities
| Securities | $24.22M |
| Available-for-sale debt securities | $16.11M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $8.11M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of State Bank of Schaller?
$38.26M as of the latest filing.
How much are State Bank of Schaller's total deposits?
$32.84M in total deposits.
Where is State Bank of Schaller located?
Schaller, IA.
What is the Net Interest Margin?
2.78%.
How many domestic offices does it operate?
1.
When was it established?
01/01/1898.
What is the Return on Assets (ROA)?
1.49%.
How much are total loans and leases?
$9.55M (latest filing).
What is the total interest income (latest filing)?
$418.00k.