Farmers State Bank

Lake View, IA
IDRSSD: 749840
Total Assets
$34.87M
Latest filing
Total Deposits
$29.77M
Latest filing
Net Interest Margin
3.56%
Profitability

Locations

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Main Office
Farmers State Bank
401 Main St
Lake View, IA 51450
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1914FDIC Certificate 5950

Branches (0)

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NameAddressCity / State
No branch data available.
Farmers State Bank (Main)401 Main StLake View, IA

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed member, supervised by FRB
Primary RegulatorFED
Established Date01/01/1914
Community BankYes
Ownership TypeNot Mutual
ZIP51450
State and County Number19161
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number07
Numeric code13
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameN/A

Operational Info

Number of Employees7
Domestic Offices1
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date06/30/2024
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitewww.fsblv.com
Data Updated11/14/2025
CERT9295
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$34.87M
Total Deposits$29.77M
Total Liabilities$29.83M
Total Equity Capital$5.04M
Net Income$104.00k
Net Loans and Leases$12.39M
Assets Per Employee ($Millions)$4.98M
Bank Premises and Fixed Assets$0
Cash and Balances due from Depository Institutions$7.63M
Deposits Held in Domestic Offices$29.77M

Key Performance Ratios

Return on Assets (ROA)1.18%
Return on Equity (ROE)8.34%
Net Interest Margin3.56%
Efficiency Ratio60.97%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets14.46%
Earning Assets to total Assets96.4%

Income and Expense

Total Interest Income$423.00k
Total Noninterest Income$8.00k
Total Interest Expense$121.00k
Total Noninterest Expense$189.00k
Net Interest Income$302.00k
Pre-tax Net Operating Income$121.00k
Provision for Credit Losses$0
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$414.00k
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$57.00k
Total Liabilities and Capital$34.87M

Securities

Securities$14.03M
Available-for-sale debt securities$0
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$14.03M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Farmers State Bank?
$34.87M as of the latest filing.
How much are Farmers State Bank's total deposits?
$29.77M in total deposits.
Where is Farmers State Bank located?
Lake View, IA.
What is the Net Interest Margin?
3.56%.
How many domestic offices does it operate?
1.
When was it established?
01/01/1914.
What is the Return on Assets (ROA)?
1.18%.
How much are total loans and leases?
$12.39M (latest filing).
What is the total interest income (latest filing)?
$423.00k.