Farmers State Bank
Lake View, IA
IDRSSD: 749840
Total Assets
$35.90M
Latest filing
Total Deposits
$30.75M
Latest filing
Net Interest Margin
3.66%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Farmers State Bank
401 Main St
Lake View, IA 51450
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1914FDIC Certificate 5950
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| Farmers State Bank (Main) | 401 Main St | Lake View, IA | ||
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 01/01/1914 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 51450 |
| State and County Number | 19161 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 07 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 7 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.fsblv.com |
| Data Updated | 01/30/2026 |
| CERT | 9295 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $35.90M |
| Total Deposits | $30.75M |
| Total Liabilities | $30.87M |
| Total Equity Capital | $5.03M |
| Net Income | $44.00k |
| Net Loans and Leases | $12.72M |
| Assets Per Employee ($Millions) | $5.13M |
| Bank Premises and Fixed Assets | $0 |
| Cash and Balances due from Depository Institutions | $10.78M |
| Deposits Held in Domestic Offices | $30.75M |
Key Performance Ratios
| Return on Assets (ROA) | 0.5% |
| Return on Equity (ROE) | 3.5% |
| Net Interest Margin | 3.66% |
| Efficiency Ratio | 76.64% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 14.002% |
| Earning Assets to total Assets | 94.68% |
Income and Expense
| Total Interest Income | $425.00k |
| Total Noninterest Income | $12.00k |
| Total Interest Expense | $116.00k |
| Total Noninterest Expense | $246.00k |
| Net Interest Income | $309.00k |
| Pre-tax Net Operating Income | $75.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $238.00k |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $116.00k |
| Total Liabilities and Capital | $35.90M |
Securities
| Securities | $11.79M |
| Available-for-sale debt securities | $0 |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $11.79M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Farmers State Bank?
$35.90M as of the latest filing.
How much are Farmers State Bank's total deposits?
$30.75M in total deposits.
Where is Farmers State Bank located?
Lake View, IA.
What is the Net Interest Margin?
3.66%.
How many domestic offices does it operate?
1.
When was it established?
01/01/1914.
What is the Return on Assets (ROA)?
0.5%.
How much are total loans and leases?
$12.72M (latest filing).
What is the total interest income (latest filing)?
$425.00k.