Heritage Bank
Marion, IA
IDRSSD: 225942
Total Assets
$39.41M
Latest filing
Total Deposits
$33.24M
Latest filing
Net Interest Margin
2.65%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Heritage Bank
695 Marion Blvd
Marion, IA 52302
Full Service - Brick and Mortar
Updated 11/14/2025Established 03/01/1899FDIC Certificate 12361
Branches (2)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Heritage Bank (Main) | 695 Marion Blvd | Marion, IA |
| DELHI BRANCH | 402 Franklin St | Delhi, IA |
| HIAWATHA BRANCH | 2250 Blairs Ferry Rd | Hiawatha, IA |
Showing 2 of 2
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 03/01/1899 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 52302 |
| State and County Number | 19113 |
| Subchapter S Corporations | Yes |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 07 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Cedar Rapids, IA |
Operational Info
| Number of Employees | 9 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 12/07/1961 |
| Primary Insurance Agency | DIF |
| Website | www.heritagemarion.bank |
| Data Updated | 11/14/2025 |
| CERT | 18463 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $39.41M |
| Total Deposits | $33.24M |
| Total Liabilities | $37.21M |
| Total Equity Capital | $2.20M |
| Net Income | $-81,000 |
| Net Loans and Leases | $19.67M |
| Assets Per Employee ($Millions) | $5.63M |
| Bank Premises and Fixed Assets | $439.00k |
| Cash and Balances due from Depository Institutions | $5.89M |
| Deposits Held in Domestic Offices | $33.24M |
Key Performance Ratios
| Return on Assets (ROA) | -0.83% |
| Return on Equity (ROE) | -15.36% |
| Net Interest Margin | 2.65% |
| Efficiency Ratio | 130.29% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 5.584% |
| Earning Assets to total Assets | 95.57% |
Income and Expense
| Total Interest Income | $389.00k |
| Total Noninterest Income | $28.00k |
| Total Interest Expense | $143.00k |
| Total Noninterest Expense | $357.00k |
| Net Interest Income | $246.00k |
| Pre-tax Net Operating Income | $-83,000 |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $612.00k |
| Federal Funds Sold & Reverse Repurchase Agreement | $27.00k |
| Federal Funds Purchased and Repurchased Agreement | $2.75M |
| All Other Liabilities | $611.00k |
| Total Liabilities and Capital | $39.41M |
Securities
| Securities | $12.80M |
| Available-for-sale debt securities | $12.80M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Heritage Bank?
$39.41M as of the latest filing.
How much are Heritage Bank's total deposits?
$33.24M in total deposits.
Where is Heritage Bank located?
Marion, IA.
What is the Net Interest Margin?
2.65%.
How many domestic offices does it operate?
3.
When was it established?
03/01/1899.
What is the Return on Assets (ROA)?
-0.83%.
How much are total loans and leases?
$19.67M (latest filing).
What is the total interest income (latest filing)?
$389.00k.