Community State Bank
Paton, IA
IDRSSD: 92144
Total Assets
$41.80M
Latest filing
Total Deposits
$34.16M
Latest filing
Net Interest Margin
2.67%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Community State Bank
207 S Main St
Paton, IA 50217
Full Service - Brick and Mortar
Updated 11/14/2025Established 02/15/1956FDIC Certificate 11525
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| Community State Bank (Main) | 207 S Main St | Paton, IA | ||
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 02/15/1956 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 50217 |
| State and County Number | 19073 |
| Subchapter S Corporations | No |
| Trust Powers | Limited Trust Powers Granted |
| Federal Reserve ID Number | 07 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 5 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 02/15/1956 |
| Primary Insurance Agency | DIF |
| Website | www.csbpaton.com |
| Data Updated | 11/14/2025 |
| CERT | 17551 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $41.80M |
| Total Deposits | $34.16M |
| Total Liabilities | $34.23M |
| Total Equity Capital | $7.56M |
| Net Income | $-14,000 |
| Net Loans and Leases | $13.94M |
| Assets Per Employee ($Millions) | $8.36M |
| Bank Premises and Fixed Assets | $8.00k |
| Cash and Balances due from Depository Institutions | $968.00k |
| Deposits Held in Domestic Offices | $34.16M |
Key Performance Ratios
| Return on Assets (ROA) | -0.13% |
| Return on Equity (ROE) | -0.75% |
| Net Interest Margin | 2.67% |
| Efficiency Ratio | 76.72% |
| Tier 1 Risk-Based Capital Ratio | 38.22% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.8% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 18.095% |
| Earning Assets to total Assets | 93.69% |
Income and Expense
| Total Interest Income | $387.00k |
| Total Noninterest Income | $0 |
| Total Interest Expense | $125.00k |
| Total Noninterest Expense | $201.00k |
| Net Interest Income | $262.00k |
| Pre-tax Net Operating Income | $-23,000 |
| Provision for Credit Losses | $84.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $4.53M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $70.00k |
| Total Liabilities and Capital | $41.80M |
Securities
| Securities | $20.26M |
| Available-for-sale debt securities | $20.26M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Community State Bank?
$41.80M as of the latest filing.
How much are Community State Bank's total deposits?
$34.16M in total deposits.
Where is Community State Bank located?
Paton, IA.
What is the Net Interest Margin?
2.67%.
How many domestic offices does it operate?
1.
When was it established?
02/15/1956.
What is the Return on Assets (ROA)?
-0.13%.
How much are total loans and leases?
$13.94M (latest filing).
What is the total interest income (latest filing)?
$387.00k.