First State Bank of Livingston
Livingston, TX
IDRSSD: 884358
Total Assets
$706.72M
Latest filing
Total Deposits
$614.96M
Latest filing
Net Interest Margin
3.30%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
2 routesView all→
113105452LIVINGSTON, TX113105465LIVINGSTON, TX
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
First State Bank of Livingston
112 W Polk St
Livingston, TX 77351
Full Service - Brick and Mortar
Updated 01/30/2026Established 10/05/1910FDIC Certificate 10130
Branches (7)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| First State Bank of Livingston (Main) | 112 W Polk St | Livingston, TX |
| FIRST NATIONAL BANK OF JASPER BRANCH | 301 E Houston St | Jasper, TX |
| MOTOR BANK BRANCH | 600 North Jackson | Livingston, TX |
| SHEPHERD BRANCH | 6320 Highway 59 S | Shepherd, TX |
| WEST BRANCH | 2300 Us Highway 190 W | Livingston, TX |
| ONALASKA BRANCH | 794 Us Highway 190 W | Onalaska, TX |
| WOODVILLE BRANCH | 270 Us Highway 190 E | Woodville, TX |
| BUNA BRANCH | 35570 Us Highway 96 S | Buna, TX |
Showing 7 of 7
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 10/05/1910 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 77351 |
| State and County Number | 48373 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 11 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 130 |
| Domestic Offices | 8 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 11/06/2023 |
| Date of Deposit Insurance | 06/27/1942 |
| Primary Insurance Agency | DIF |
| Website | www.fsblivingston.bank |
| Data Updated | 01/30/2026 |
| CERT | 15898 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $706.72M |
| Total Deposits | $614.96M |
| Total Liabilities | $617.62M |
| Total Equity Capital | $89.11M |
| Net Income | $1.93M |
| Net Loans and Leases | $217.45M |
| Assets Per Employee ($Millions) | $5.31M |
| Bank Premises and Fixed Assets | $5.46M |
| Cash and Balances due from Depository Institutions | $67.00M |
| Deposits Held in Domestic Offices | $614.96M |
Key Performance Ratios
| Return on Assets (ROA) | 1.1% |
| Return on Equity (ROE) | 8.68% |
| Net Interest Margin | 3.3% |
| Efficiency Ratio | 67.28% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 12.608% |
| Earning Assets to total Assets | 94.85% |
Income and Expense
| Total Interest Income | $7.58M |
| Total Noninterest Income | $1.12M |
| Total Interest Expense | $2.09M |
| Total Noninterest Expense | $4.45M |
| Net Interest Income | $5.49M |
| Pre-tax Net Operating Income | $2.16M |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $2.65M |
| Total Liabilities and Capital | $706.72M |
Securities
| Securities | $392.55M |
| Available-for-sale debt securities | $392.55M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $5.30M |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of First State Bank of Livingston?
$706.72M as of the latest filing.
How much are First State Bank of Livingston's total deposits?
$614.96M in total deposits.
Where is First State Bank of Livingston located?
Livingston, TX.
What is the Net Interest Margin?
3.30%.
How many domestic offices does it operate?
8.
When was it established?
10/05/1910.
What is the Return on Assets (ROA)?
1.1%.
How much are total loans and leases?
$217.45M (latest filing).
What is the total interest income (latest filing)?
$7.58M.