The First National Bank of Proctor
Proctor, MN
IDRSSD: 731957
Total Assets
$34.45M
Latest filing
Total Deposits
$31.59M
Latest filing
Net Interest Margin
3.74%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
The First National Bank of Proctor
211 2nd St
Proctor, MN 55810
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1902FDIC Certificate 3515
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| The First National Bank of Proctor (Main) | 211 2nd St | Proctor, MN | ||
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 01/01/1902 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 55810 |
| State and County Number | 27137 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 09 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Duluth, MN-WI |
Operational Info
| Number of Employees | 7 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.proctorbank.com |
| Data Updated | 11/14/2025 |
| CERT | 5232 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $34.45M |
| Total Deposits | $31.59M |
| Total Liabilities | $31.66M |
| Total Equity Capital | $2.79M |
| Net Income | $66.00k |
| Net Loans and Leases | $14.19M |
| Assets Per Employee ($Millions) | $4.92M |
| Bank Premises and Fixed Assets | $18.00k |
| Cash and Balances due from Depository Institutions | $6.86M |
| Deposits Held in Domestic Offices | $31.59M |
Key Performance Ratios
| Return on Assets (ROA) | 0.77% |
| Return on Equity (ROE) | 9.6% |
| Net Interest Margin | 3.74% |
| Efficiency Ratio | 72.62% |
| Tier 1 Risk-Based Capital Ratio | 24.66% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.113% |
| Earning Assets to total Assets | 96.11% |
Income and Expense
| Total Interest Income | $382.00k |
| Total Noninterest Income | $16.00k |
| Total Interest Expense | $73.00k |
| Total Noninterest Expense | $236.00k |
| Net Interest Income | $309.00k |
| Pre-tax Net Operating Income | $89.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $2.40M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $64.00k |
| Total Liabilities and Capital | $34.45M |
Securities
| Securities | $10.80M |
| Available-for-sale debt securities | $10.80M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The First National Bank of Proctor?
$34.45M as of the latest filing.
How much are The First National Bank of Proctor's total deposits?
$31.59M in total deposits.
Where is The First National Bank of Proctor located?
Proctor, MN.
What is the Net Interest Margin?
3.74%.
How many domestic offices does it operate?
1.
When was it established?
01/01/1902.
What is the Return on Assets (ROA)?
0.77%.
How much are total loans and leases?
$14.19M (latest filing).
What is the total interest income (latest filing)?
$382.00k.