St. Martin National Bank
Saint Martin, MN
IDRSSD: 856159
Total Assets
$28.93M
Latest filing
Total Deposits
$24.72M
Latest filing
Net Interest Margin
3.74%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
St. Martin National Bank
136 Maine St
Saint Martin, MN 56376
Full Service - Brick and Mortar
Updated 11/14/2025Established 11/12/1963FDIC Certificate 12784
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| St. Martin National Bank (Main) | 136 Maine St | Saint Martin, MN | ||
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 11/12/1963 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 56376 |
| State and County Number | 27145 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 09 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | St. Cloud, MN |
Operational Info
| Number of Employees | 4 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 11/12/1963 |
| Primary Insurance Agency | DIF |
| Website | www.stmartinnationalbank.com |
| Data Updated | 11/14/2025 |
| CERT | 18937 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $28.93M |
| Total Deposits | $24.72M |
| Total Liabilities | $24.76M |
| Total Equity Capital | $4.17M |
| Net Income | $162.00k |
| Net Loans and Leases | $13.23M |
| Assets Per Employee ($Millions) | $7.23M |
| Bank Premises and Fixed Assets | $54.00k |
| Cash and Balances due from Depository Institutions | $1.29M |
| Deposits Held in Domestic Offices | $24.72M |
Key Performance Ratios
| Return on Assets (ROA) | 2.25% |
| Return on Equity (ROE) | 15.96% |
| Net Interest Margin | 3.74% |
| Efficiency Ratio | 51.79% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 14.406% |
| Earning Assets to total Assets | 97.46% |
Income and Expense
| Total Interest Income | $319.00k |
| Total Noninterest Income | $77.00k |
| Total Interest Expense | $60.00k |
| Total Noninterest Expense | $174.00k |
| Net Interest Income | $259.00k |
| Pre-tax Net Operating Income | $162.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $1.52M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $47.00k |
| Total Liabilities and Capital | $28.93M |
Securities
| Securities | $12.61M |
| Available-for-sale debt securities | $12.61M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of St. Martin National Bank?
$28.93M as of the latest filing.
How much are St. Martin National Bank's total deposits?
$24.72M in total deposits.
Where is St. Martin National Bank located?
Saint Martin, MN.
What is the Net Interest Margin?
3.74%.
How many domestic offices does it operate?
1.
When was it established?
11/12/1963.
What is the Return on Assets (ROA)?
2.25%.
How much are total loans and leases?
$13.23M (latest filing).
What is the total interest income (latest filing)?
$319.00k.