First State Bank of Fountain
Fountain, MN
IDRSSD: 943152
Total Assets
$39.18M
Latest filing
Total Deposits
$36.73M
Latest filing
Net Interest Margin
2.36%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
First State Bank of Fountain
101 Main St
Fountain, MN 55935
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1901FDIC Certificate 6000
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| First State Bank of Fountain (Main) | 101 Main St | Fountain, MN | ||
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1901 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 55935 |
| State and County Number | 27045 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 09 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Rochester, MN |
Operational Info
| Number of Employees | 4 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.firststatebankoffountain.com |
| Data Updated | 11/14/2025 |
| CERT | 9349 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $39.18M |
| Total Deposits | $36.73M |
| Total Liabilities | $36.84M |
| Total Equity Capital | $2.34M |
| Net Income | $18.00k |
| Net Loans and Leases | $11.43M |
| Assets Per Employee ($Millions) | $9.8M |
| Bank Premises and Fixed Assets | $274.00k |
| Cash and Balances due from Depository Institutions | $1.10M |
| Deposits Held in Domestic Offices | $36.73M |
Key Performance Ratios
| Return on Assets (ROA) | 0.18% |
| Return on Equity (ROE) | 3.27% |
| Net Interest Margin | 2.36% |
| Efficiency Ratio | 92.67% |
| Tier 1 Risk-Based Capital Ratio | 17.485% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 5.965% |
| Earning Assets to total Assets | 90.79% |
Income and Expense
| Total Interest Income | $342.00k |
| Total Noninterest Income | $23.00k |
| Total Interest Expense | $133.00k |
| Total Noninterest Expense | $215.00k |
| Net Interest Income | $209.00k |
| Pre-tax Net Operating Income | $17.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $2.80M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $117.00k |
| Total Liabilities and Capital | $39.18M |
Securities
| Securities | $20.89M |
| Available-for-sale debt securities | $20.28M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $610.00k |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of First State Bank of Fountain?
$39.18M as of the latest filing.
How much are First State Bank of Fountain's total deposits?
$36.73M in total deposits.
Where is First State Bank of Fountain located?
Fountain, MN.
What is the Net Interest Margin?
2.36%.
How many domestic offices does it operate?
1.
When was it established?
01/01/1901.
What is the Return on Assets (ROA)?
0.18%.
How much are total loans and leases?
$11.43M (latest filing).
What is the total interest income (latest filing)?
$342.00k.