Lake Country Community Bank
Morristown, MN
IDRSSD: 706450
Total Assets
$32.65M
Latest filing
Total Deposits
$29.35M
Latest filing
Net Interest Margin
3.69%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
091915832MORRISTOWN, MN
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Lake Country Community Bank
111 Division St N
Morristown, MN 55052
Full Service - Brick and Mortar
Updated 01/30/2026Established 05/02/1928FDIC Certificate 11165
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Lake Country Community Bank (Main) | 111 Division St N | Morristown, MN |
| NERSTRAND BRANCH | 313 Main Street | Nerstrand, MN |
Showing 1 of 1
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 05/02/1928 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 55052 |
| State and County Number | 27131 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 09 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Faribault-Northfield, MN |
Operational Info
| Number of Employees | 8 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 07/01/1952 |
| Primary Insurance Agency | DIF |
| Website | lccbank.com |
| Data Updated | 01/30/2026 |
| CERT | 17122 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $32.65M |
| Total Deposits | $29.35M |
| Total Liabilities | $29.50M |
| Total Equity Capital | $3.15M |
| Net Income | $-36,000 |
| Net Loans and Leases | $13.80M |
| Assets Per Employee ($Millions) | $4.08M |
| Bank Premises and Fixed Assets | $254.00k |
| Cash and Balances due from Depository Institutions | $9.20M |
| Deposits Held in Domestic Offices | $29.35M |
Key Performance Ratios
| Return on Assets (ROA) | -0.43% |
| Return on Equity (ROE) | -4.57% |
| Net Interest Margin | 3.69% |
| Efficiency Ratio | 96.86% |
| Tier 1 Risk-Based Capital Ratio | 22.498% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.48% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.652% |
| Earning Assets to total Assets | 93.09% |
Income and Expense
| Total Interest Income | $361.00k |
| Total Noninterest Income | $4.00k |
| Total Interest Expense | $78.00k |
| Total Noninterest Expense | $278.00k |
| Net Interest Income | $283.00k |
| Pre-tax Net Operating Income | $-31,000 |
| Provision for Credit Losses | $40.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $423.00k |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $146.00k |
| Total Liabilities and Capital | $32.65M |
Securities
| Securities | $8.31M |
| Available-for-sale debt securities | $8.31M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Lake Country Community Bank?
$32.65M as of the latest filing.
How much are Lake Country Community Bank's total deposits?
$29.35M in total deposits.
Where is Lake Country Community Bank located?
Morristown, MN.
What is the Net Interest Margin?
3.69%.
How many domestic offices does it operate?
2.
When was it established?
05/02/1928.
What is the Return on Assets (ROA)?
-0.43%.
How much are total loans and leases?
$13.80M (latest filing).
What is the total interest income (latest filing)?
$361.00k.