The First National Bank of Bellevue
Bellevue, OH
IDRSSD: 243414
Total Assets
$328.51M
Latest filing
Total Deposits
$298.41M
Latest filing
Net Interest Margin
3.60%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
The First National Bank of Bellevue
120 North St
Bellevue, OH 44811
Full Service - Brick and Mortar
Updated 11/14/2025Established 09/15/1875FDIC Certificate 4366
Branches (8)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| The First National Bank of Bellevue (Main) | 120 North St | Bellevue, OH |
| CATAWBA BRANCH | 200 Se Catawba Rd | Port Clinton, OH |
| PUT-IN-BAY BRANCH | 180 Erie St | Put-In-Bay, OH |
| PORT CLINTON BRANCH | 117 W Perry St | Port Clinton, OH |
| SANDUSKY BRANCH | 3410 Venice Rd | Sandusky, OH |
| CLYDE BRANCH | 103 E Mcpherson Hwy | Clyde, OH |
| FREMONT BRANCH | 1300 Oak Harbor Rd | Fremont, OH |
| PERKINS BRANCH | 4000 Milan Rd | Sandusky, OH |
Showing 7 of 8
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 09/15/1875 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 44811 |
| State and County Number | 39143 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 04 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Fremont, OH |
Operational Info
| Number of Employees | 57 |
| Domestic Offices | 9 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.fnblifetime.com |
| Data Updated | 11/14/2025 |
| CERT | 6528 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $328.51M |
| Total Deposits | $298.41M |
| Total Liabilities | $300.47M |
| Total Equity Capital | $28.04M |
| Net Income | $-7,094,000 |
| Net Loans and Leases | $175.93M |
| Assets Per Employee ($Millions) | $5.97M |
| Bank Premises and Fixed Assets | $6.57M |
| Cash and Balances due from Depository Institutions | $7.49M |
| Deposits Held in Domestic Offices | $298.41M |
Key Performance Ratios
| Return on Assets (ROA) | -8.9% |
| Return on Equity (ROE) | -104.36% |
| Net Interest Margin | 3.6% |
| Efficiency Ratio | 79.94% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.536% |
| Earning Assets to total Assets | 92.76% |
Income and Expense
| Total Interest Income | $3.96M |
| Total Noninterest Income | $226.00k |
| Total Interest Expense | $1.32M |
| Total Noninterest Expense | $2.29M |
| Net Interest Income | $2.64M |
| Pre-tax Net Operating Income | $575.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $1.25M |
| Federal Funds Sold & Reverse Repurchase Agreement | $37.44M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $814.00k |
| Total Liabilities and Capital | $328.51M |
Securities
| Securities | $91.37M |
| Available-for-sale debt securities | $86.58M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $4.79M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The First National Bank of Bellevue?
$328.51M as of the latest filing.
How much are The First National Bank of Bellevue's total deposits?
$298.41M in total deposits.
Where is The First National Bank of Bellevue located?
Bellevue, OH.
What is the Net Interest Margin?
3.60%.
How many domestic offices does it operate?
9.
When was it established?
09/15/1875.
What is the Return on Assets (ROA)?
-8.9%.
How much are total loans and leases?
$175.93M (latest filing).
What is the total interest income (latest filing)?
$3.96M.