First National Bank in New Bremen

New Bremen, OH
IDRSSD: 204826
Total Assets
$443.51M
Latest filing
Total Deposits
$396.61M
Latest filing
Net Interest Margin
2.81%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, national (federal) charter, Fed member, and supervised by the OCC
Primary RegulatorOCC
Established Date01/01/1934
Community BankYes
Ownership TypeNot Mutual
ZIP45869
State and County Number39011
Subchapter S CorporationsYes
Trust PowersN/A
Federal Reserve ID Number04
Numeric code3
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictChicago
Core Based Statistical Area NameWapakoneta, OH

Operational Info

Number of Employees33
Domestic Offices6
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance10/26/1934
Primary Insurance AgencyDIF
Websitewww.firstnbank.bank
Data Updated11/14/2025
CERT14836
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$443.51M
Total Deposits$396.61M
Total Liabilities$398.28M
Total Equity Capital$45.23M
Net Income$1.42M
Net Loans and Leases$151.67M
Assets Per Employee ($Millions)$12.67M
Bank Premises and Fixed Assets$2.95M
Cash and Balances due from Depository Institutions$204.83M
Deposits Held in Domestic Offices$396.61M

Key Performance Ratios

Return on Assets (ROA)1.29%
Return on Equity (ROE)12.87%
Net Interest Margin2.81%
Efficiency Ratio48.41%
Tier 1 Risk-Based Capital Ratio29.242%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.2%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets10.199%
Earning Assets to total Assets96.1%

Income and Expense

Total Interest Income$5.04M
Total Noninterest Income$290.00k
Total Interest Expense$2.06M
Total Noninterest Expense$1.58M
Net Interest Income$2.98M
Pre-tax Net Operating Income$1.46M
Provision for Credit Losses$224.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$1.93M
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$1.67M
Total Liabilities and Capital$443.51M

Securities

Securities$71.50M
Available-for-sale debt securities$71.50M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of First National Bank in New Bremen?
$443.51M as of the latest filing.
How much are First National Bank in New Bremen's total deposits?
$396.61M in total deposits.
Where is First National Bank in New Bremen located?
New Bremen, OH.
What is the Net Interest Margin?
2.81%.
How many domestic offices does it operate?
6.
When was it established?
01/01/1934.
What is the Return on Assets (ROA)?
1.29%.
How much are total loans and leases?
$151.67M (latest filing).
What is the total interest income (latest filing)?
$5.04M.