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The Savings Bank

Circleville, OH
IDRSSD: 578116
Total Assets
$519.28M
Latest filing
Total Deposits
$439.44M
Latest filing
Net Interest Margin
3.25%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

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Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date04/20/1912
Community BankYes
Ownership TypeNot Mutual
ZIP43113
State and County Number39129
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number04
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictChicago
Core Based Statistical Area NameColumbus, OH

Operational Info

Number of Employees83
Domestic Offices6
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitewww.thesavingsbankohio.bank
Data Updated11/14/2025
CERT13216
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$519.28M
Total Deposits$439.44M
Total Liabilities$467.42M
Total Equity Capital$51.87M
Net Income$875.00k
Net Loans and Leases$363.94M
Assets Per Employee ($Millions)$6.33M
Bank Premises and Fixed Assets$7.58M
Cash and Balances due from Depository Institutions$8.21M
Deposits Held in Domestic Offices$439.44M

Key Performance Ratios

Return on Assets (ROA)0.67%
Return on Equity (ROE)6.87%
Net Interest Margin3.25%
Efficiency Ratio75.51%
Tier 1 Risk-Based Capital Ratio15.329%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.02%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets9.988%
Earning Assets to total Assets91.65%

Income and Expense

Total Interest Income$5.84M
Total Noninterest Income$554.00k
Total Interest Expense$1.97M
Total Noninterest Expense$3.37M
Net Interest Income$3.87M
Pre-tax Net Operating Income$1.03M
Provision for Credit Losses$25.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$23.50M
Federal Funds Sold & Reverse Repurchase Agreement$790.00k
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$4.48M
Total Liabilities and Capital$519.28M

Securities

Securities$108.70M
Available-for-sale debt securities$106.54M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$2.16M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of The Savings Bank?
$519.28M as of the latest filing.
How much are The Savings Bank's total deposits?
$439.44M in total deposits.
Where is The Savings Bank located?
Circleville, OH.
What is the Net Interest Margin?
3.25%.
How many domestic offices does it operate?
6.
When was it established?
04/20/1912.
What is the Return on Assets (ROA)?
0.67%.
How much are total loans and leases?
$363.94M (latest filing).
What is the total interest income (latest filing)?
$5.84M.