The Savings Bank
Circleville, OH
IDRSSD: 578116
Total Assets
$517.34M
Latest filing
Total Deposits
$436.47M
Latest filing
Net Interest Margin
3.35%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
The Savings Bank
118 N Court St
Circleville, OH 43113
Full Service - Brick and Mortar
Updated 01/30/2026Established 04/20/1912FDIC Certificate 8361
Branches (5)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| The Savings Bank (Main) | 118 N Court St | Circleville, OH |
| CIRCLEVILLE DRIVE-IN BRANCH | 201 N Court St | Circleville, OH |
| WILLIAMSPORT BRANCH | 200 S Water St | Williamsport, OH |
| 501 LONG STREET BRANCH | 501 Long St | Ashville, OH |
| LANCASTER BRANCH | 137 W Wheeling St | Lancaster, OH |
| LONDON OH BRANCH | 1104 Eagleton Blvd | London, OH |
Showing 5 of 5
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 04/20/1912 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 43113 |
| State and County Number | 39129 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 04 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Columbus, OH |
Operational Info
| Number of Employees | 82 |
| Domestic Offices | 6 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.thesavingsbankohio.bank |
| Data Updated | 01/30/2026 |
| CERT | 13216 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $517.34M |
| Total Deposits | $436.47M |
| Total Liabilities | $464.89M |
| Total Equity Capital | $52.46M |
| Net Income | $1.11M |
| Net Loans and Leases | $373.84M |
| Assets Per Employee ($Millions) | $6.39M |
| Bank Premises and Fixed Assets | $7.45M |
| Cash and Balances due from Depository Institutions | $6.93M |
| Deposits Held in Domestic Offices | $436.47M |
Key Performance Ratios
| Return on Assets (ROA) | 0.86% |
| Return on Equity (ROE) | 8.53% |
| Net Interest Margin | 3.35% |
| Efficiency Ratio | 69.96% |
| Tier 1 Risk-Based Capital Ratio | 15.156% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.14% |
| Earning Assets to total Assets | 91.77% |
Income and Expense
| Total Interest Income | $5.86M |
| Total Noninterest Income | $515.00k |
| Total Interest Expense | $1.88M |
| Total Noninterest Expense | $3.17M |
| Net Interest Income | $3.98M |
| Pre-tax Net Operating Income | $1.32M |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $21.50M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $2.32M |
| All Other Liabilities | $4.60M |
| Total Liabilities and Capital | $517.34M |
Securities
| Securities | $99.22M |
| Available-for-sale debt securities | $97.11M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $2.11M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The Savings Bank?
$517.34M as of the latest filing.
How much are The Savings Bank's total deposits?
$436.47M in total deposits.
Where is The Savings Bank located?
Circleville, OH.
What is the Net Interest Margin?
3.35%.
How many domestic offices does it operate?
6.
When was it established?
04/20/1912.
What is the Return on Assets (ROA)?
0.86%.
How much are total loans and leases?
$373.84M (latest filing).
What is the total interest income (latest filing)?
$5.86M.