Portage Community Bank
Ravenna, OH
IDRSSD: 2668598
Total Assets
$524.23M
Latest filing
Total Deposits
$457.37M
Latest filing
Net Interest Margin
3.52%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Portage Community Bank
1311 E Main St
Ravenna, OH 44266
Full Service - Brick and Mortar
Updated 11/14/2025Established 07/01/1998FDIC Certificate 61532
Branches (3)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Portage Community Bank (Main) | 1311 E Main St | Ravenna, OH |
| KENT OFFICE | 1532 S Water St | Kent, OH |
| CUYAHOGA FALLS OFFICE BRANCH | 140 Portage Trl | Cuyahoga Falls, OH |
| ROOTSTOWN OFFICE BRANCH | 4183 Tallmadge Rd | Rootstown, OH |
Showing 3 of 3
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 07/01/1998 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 44266 |
| State and County Number | 39133 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 04 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Akron, OH |
Operational Info
| Number of Employees | 75 |
| Domestic Offices | 4 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 07/01/1998 |
| Primary Insurance Agency | DIF |
| Website | www.portagecommunity.bank |
| Data Updated | 11/14/2025 |
| CERT | 34760 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $524.23M |
| Total Deposits | $457.37M |
| Total Liabilities | $472.55M |
| Total Equity Capital | $51.68M |
| Net Income | $1.67M |
| Net Loans and Leases | $388.31M |
| Assets Per Employee ($Millions) | $6.9M |
| Bank Premises and Fixed Assets | $6.84M |
| Cash and Balances due from Depository Institutions | $9.74M |
| Deposits Held in Domestic Offices | $457.37M |
Key Performance Ratios
| Return on Assets (ROA) | 1.28% |
| Return on Equity (ROE) | 13.35% |
| Net Interest Margin | 3.52% |
| Efficiency Ratio | 57.93% |
| Tier 1 Risk-Based Capital Ratio | 14.744% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.03% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.858% |
| Earning Assets to total Assets | 93.95% |
Income and Expense
| Total Interest Income | $6.56M |
| Total Noninterest Income | $629.00k |
| Total Interest Expense | $2.26M |
| Total Noninterest Expense | $2.85M |
| Net Interest Income | $4.30M |
| Pre-tax Net Operating Income | $2.03M |
| Provision for Credit Losses | $41.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $8.03M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $118.00k |
| All Other Liabilities | $7.02M |
| Total Liabilities and Capital | $524.23M |
Securities
| Securities | $100.08M |
| Available-for-sale debt securities | $96.98M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $3.10M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Portage Community Bank?
$524.23M as of the latest filing.
How much are Portage Community Bank's total deposits?
$457.37M in total deposits.
Where is Portage Community Bank located?
Ravenna, OH.
What is the Net Interest Margin?
3.52%.
How many domestic offices does it operate?
4.
When was it established?
07/01/1998.
What is the Return on Assets (ROA)?
1.28%.
How much are total loans and leases?
$388.31M (latest filing).
What is the total interest income (latest filing)?
$6.56M.