Ohio State Bank
Bexley, OH
IDRSSD: 5312593
Total Assets
$473.07M
Latest filing
Total Deposits
$406.49M
Latest filing
Net Interest Margin
2.11%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Ohio State Bank
2106 E Main St
Bexley, OH 43209
Full Service - Brick and Mortar
Updated 11/14/2025Established 04/22/2019FDIC Certificate 597057
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Ohio State Bank (Main) | 2106 E Main St | Bexley, OH |
| OHIO STATE BANK-ARLINGTON OFFICE BRANCH | 1776 W Lane Ave | Upper Arlington, OH |
Showing 1 of 1
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 04/22/2019 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 43209 |
| State and County Number | 39049 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 04 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Columbus, OH |
Operational Info
| Number of Employees | 23 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 04/22/2019 |
| Primary Insurance Agency | DIF |
| Website | www.bankatosb.com |
| Data Updated | 11/14/2025 |
| CERT | 59144 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $473.07M |
| Total Deposits | $406.49M |
| Total Liabilities | $422.59M |
| Total Equity Capital | $50.48M |
| Net Income | $673.00k |
| Net Loans and Leases | $413.63M |
| Assets Per Employee ($Millions) | $21.5M |
| Bank Premises and Fixed Assets | $3.47M |
| Cash and Balances due from Depository Institutions | $31.89M |
| Deposits Held in Domestic Offices | $406.49M |
Key Performance Ratios
| Return on Assets (ROA) | 0.58% |
| Return on Equity (ROE) | 5.38% |
| Net Interest Margin | 2.11% |
| Efficiency Ratio | 59.64% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.13% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.671% |
| Earning Assets to total Assets | 98.23% |
Income and Expense
| Total Interest Income | $6.14M |
| Total Noninterest Income | $76.00k |
| Total Interest Expense | $3.73M |
| Total Noninterest Expense | $1.49M |
| Net Interest Income | $2.41M |
| Pre-tax Net Operating Income | $854.00k |
| Provision for Credit Losses | $151.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $12.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $10.22M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $4.09M |
| Total Liabilities and Capital | $473.07M |
Securities
| Securities | $9.26M |
| Available-for-sale debt securities | $9.26M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Ohio State Bank?
$473.07M as of the latest filing.
How much are Ohio State Bank's total deposits?
$406.49M in total deposits.
Where is Ohio State Bank located?
Bexley, OH.
What is the Net Interest Margin?
2.11%.
How many domestic offices does it operate?
2.
When was it established?
04/22/2019.
What is the Return on Assets (ROA)?
0.58%.
How much are total loans and leases?
$413.63M (latest filing).
What is the total interest income (latest filing)?
$6.14M.