Ohio State Bank

Bexley, OH
IDRSSD: 5312593
Total Assets
$473.07M
Latest filing
Total Deposits
$406.49M
Latest filing
Net Interest Margin
2.11%
Profitability

Locations

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Main Office
Ohio State Bank
2106 E Main St
Bexley, OH 43209
Full Service - Brick and Mortar
Updated 11/14/2025Established 04/22/2019FDIC Certificate 597057

Branches (1)

Page 1 of 1
NameAddressCity / State
Ohio State Bank (Main)2106 E Main StBexley, OH
OHIO STATE BANK-ARLINGTON OFFICE BRANCH1776 W Lane AveUpper Arlington, OH
Showing 1 of 1

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date04/22/2019
Community BankYes
Ownership TypeNot Mutual
ZIP43209
State and County Number39049
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number04
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictChicago
Core Based Statistical Area NameColumbus, OH

Operational Info

Number of Employees23
Domestic Offices2
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance04/22/2019
Primary Insurance AgencyDIF
Websitewww.bankatosb.com
Data Updated11/14/2025
CERT59144
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$473.07M
Total Deposits$406.49M
Total Liabilities$422.59M
Total Equity Capital$50.48M
Net Income$673.00k
Net Loans and Leases$413.63M
Assets Per Employee ($Millions)$21.5M
Bank Premises and Fixed Assets$3.47M
Cash and Balances due from Depository Institutions$31.89M
Deposits Held in Domestic Offices$406.49M

Key Performance Ratios

Return on Assets (ROA)0.58%
Return on Equity (ROE)5.38%
Net Interest Margin2.11%
Efficiency Ratio59.64%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.13%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets10.671%
Earning Assets to total Assets98.23%

Income and Expense

Total Interest Income$6.14M
Total Noninterest Income$76.00k
Total Interest Expense$3.73M
Total Noninterest Expense$1.49M
Net Interest Income$2.41M
Pre-tax Net Operating Income$854.00k
Provision for Credit Losses$151.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$12.00M
Federal Funds Sold & Reverse Repurchase Agreement$10.22M
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$4.09M
Total Liabilities and Capital$473.07M

Securities

Securities$9.26M
Available-for-sale debt securities$9.26M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Ohio State Bank?
$473.07M as of the latest filing.
How much are Ohio State Bank's total deposits?
$406.49M in total deposits.
Where is Ohio State Bank located?
Bexley, OH.
What is the Net Interest Margin?
2.11%.
How many domestic offices does it operate?
2.
When was it established?
04/22/2019.
What is the Return on Assets (ROA)?
0.58%.
How much are total loans and leases?
$413.63M (latest filing).
What is the total interest income (latest filing)?
$6.14M.