Ohio State Bank
Bexley, OH
IDRSSD: 5312593
Total Assets
$482.81M
Latest filing
Total Deposits
$411.34M
Latest filing
Net Interest Margin
2.33%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
044015941BEXLEY, OH
Key People
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Locations
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Main Office
Ohio State Bank
2106 E Main St
Bexley, OH 43209
Full Service - Brick and Mortar
Updated 01/30/2026Established 04/22/2019FDIC Certificate 597057
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Ohio State Bank (Main) | 2106 E Main St | Bexley, OH |
| OHIO STATE BANK-ARLINGTON OFFICE BRANCH | 1776 W Lane Ave | Upper Arlington, OH |
Showing 1 of 1
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 04/22/2019 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 43209 |
| State and County Number | 39049 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 04 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Columbus, OH |
Operational Info
| Number of Employees | 22 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 04/22/2019 |
| Primary Insurance Agency | DIF |
| Website | www.bankatosb.com |
| Data Updated | 01/30/2026 |
| CERT | 59144 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $482.81M |
| Total Deposits | $411.34M |
| Total Liabilities | $431.27M |
| Total Equity Capital | $51.54M |
| Net Income | $865.00k |
| Net Loans and Leases | $426.63M |
| Assets Per Employee ($Millions) | $20.99M |
| Bank Premises and Fixed Assets | $3.35M |
| Cash and Balances due from Depository Institutions | $34.16M |
| Deposits Held in Domestic Offices | $411.34M |
Key Performance Ratios
| Return on Assets (ROA) | 0.72% |
| Return on Equity (ROE) | 6.78% |
| Net Interest Margin | 2.33% |
| Efficiency Ratio | 51.28% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.23% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.674% |
| Earning Assets to total Assets | 98.32% |
Income and Expense
| Total Interest Income | $6.32M |
| Total Noninterest Income | $77.00k |
| Total Interest Expense | $3.58M |
| Total Noninterest Expense | $1.45M |
| Net Interest Income | $2.74M |
| Pre-tax Net Operating Income | $1.10M |
| Provision for Credit Losses | $277.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $15.50M |
| Federal Funds Sold & Reverse Repurchase Agreement | $5.12M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $4.43M |
| Total Liabilities and Capital | $482.81M |
Securities
| Securities | $9.02M |
| Available-for-sale debt securities | $9.02M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Ohio State Bank?
$482.81M as of the latest filing.
How much are Ohio State Bank's total deposits?
$411.34M in total deposits.
Where is Ohio State Bank located?
Bexley, OH.
What is the Net Interest Margin?
2.33%.
How many domestic offices does it operate?
2.
When was it established?
04/22/2019.
What is the Return on Assets (ROA)?
0.72%.
How much are total loans and leases?
$426.63M (latest filing).
What is the total interest income (latest filing)?
$6.32M.