The St. Henry Bank
St. Henry, OH
IDRSSD: 568126
Total Assets
$543.68M
Latest filing
Total Deposits
$491.27M
Latest filing
Net Interest Margin
3.73%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
042311650SAINT HENRY, OH
Key People
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Locations
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Main Office
The St. Henry Bank
231 E Main St
St. Henry, OH 45883
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/05/1905FDIC Certificate 6313
Branches (2)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| The St. Henry Bank (Main) | 231 E Main St | St. Henry, OH |
| MARIA STEIN BRANCH | 8111 Ohio 119 | Maria Stein, OH |
| NORTH EASTERN BRANCH | 502 N Eastern Ave | Saint Henry, OH |
Showing 2 of 2
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 01/05/1905 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 45883 |
| State and County Number | 39107 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 04 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Celina, OH |
Operational Info
| Number of Employees | 29 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.sthenrybank.com |
| Data Updated | 01/30/2026 |
| CERT | 9871 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $543.68M |
| Total Deposits | $491.27M |
| Total Liabilities | $494.94M |
| Total Equity Capital | $48.74M |
| Net Income | $2.75M |
| Net Loans and Leases | $252.74M |
| Assets Per Employee ($Millions) | $18.75M |
| Bank Premises and Fixed Assets | $1.97M |
| Cash and Balances due from Depository Institutions | $54.13M |
| Deposits Held in Domestic Offices | $491.27M |
Key Performance Ratios
| Return on Assets (ROA) | 2.11% |
| Return on Equity (ROE) | 23.35% |
| Net Interest Margin | 3.73% |
| Efficiency Ratio | 44.83% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.09% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.965% |
| Earning Assets to total Assets | 94.76% |
Income and Expense
| Total Interest Income | $6.35M |
| Total Noninterest Income | $566.00k |
| Total Interest Expense | $1.73M |
| Total Noninterest Expense | $2.32M |
| Net Interest Income | $4.62M |
| Pre-tax Net Operating Income | $2.75M |
| Provision for Credit Losses | $115.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $14.00k |
| Federal Funds Sold & Reverse Repurchase Agreement | $75.00M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $3.66M |
| Total Liabilities and Capital | $543.68M |
Securities
| Securities | $144.36M |
| Available-for-sale debt securities | $144.36M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The St. Henry Bank?
$543.68M as of the latest filing.
How much are The St. Henry Bank's total deposits?
$491.27M in total deposits.
Where is The St. Henry Bank located?
St. Henry, OH.
What is the Net Interest Margin?
3.73%.
How many domestic offices does it operate?
3.
When was it established?
01/05/1905.
What is the Return on Assets (ROA)?
2.11%.
How much are total loans and leases?
$252.74M (latest filing).
What is the total interest income (latest filing)?
$6.35M.