North Valley Bank
Zanesville, OH
IDRSSD: 783910
Total Assets
$409.30M
Latest filing
Total Deposits
$358.19M
Latest filing
Net Interest Margin
4.48%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
North Valley Bank
2775 Maysville Pike
Zanesville, OH 43701
Full Service - Brick and Mortar
Updated 01/30/2026Established 11/04/1904FDIC Certificate 1510
Branches (10)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| North Valley Bank (Main) | 2775 Maysville Pike | Zanesville, OH |
| SOMERSET BRANCH | 100 E Main St | Somerset, OH |
| MOUNT STERLING BRANCH | 299 Yankeetown St | Mount Sterling, OH |
| CORNING OFFICE | 117 N Valley Street | Corning, OH |
| MORGAN COUNTY OFFICE | 10 3rd St | Malta, OH |
| NEW H0LLAND BRANCH | 25 N Main St | New Holland, OH |
| HEBRON OH BRANCH | 202 Commodore Ct | Hebron, OH |
| MAPLE OFFICE BRANCH | 3636 Maple Ave | Zanesville, OH |
Showing 7 of 10
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 11/04/1904 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 43701 |
| State and County Number | 39119 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 04 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Zanesville, OH |
Operational Info
| Number of Employees | 104 |
| Domestic Offices | 11 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 10/26/2024 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.nvboh.bank |
| Data Updated | 01/30/2026 |
| CERT | 2284 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $409.30M |
| Total Deposits | $358.19M |
| Total Liabilities | $364.10M |
| Total Equity Capital | $45.20M |
| Net Income | $1.01M |
| Net Loans and Leases | $315.41M |
| Assets Per Employee ($Millions) | $3.9M |
| Bank Premises and Fixed Assets | $12.93M |
| Cash and Balances due from Depository Institutions | $8.05M |
| Deposits Held in Domestic Offices | $358.19M |
Key Performance Ratios
| Return on Assets (ROA) | 0.97% |
| Return on Equity (ROE) | 9.07% |
| Net Interest Margin | 4.48% |
| Efficiency Ratio | 74.45% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.03% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 11.043% |
| Earning Assets to total Assets | 90.21% |
Income and Expense
| Total Interest Income | $5.88M |
| Total Noninterest Income | $871.00k |
| Total Interest Expense | $1.65M |
| Total Noninterest Expense | $3.80M |
| Net Interest Income | $4.24M |
| Pre-tax Net Operating Income | $1.27M |
| Provision for Credit Losses | $36.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $3.50M |
| Federal Funds Sold & Reverse Repurchase Agreement | $5.15M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $2.41M |
| Total Liabilities and Capital | $409.30M |
Securities
| Securities | $46.31M |
| Available-for-sale debt securities | $46.31M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of North Valley Bank?
$409.30M as of the latest filing.
How much are North Valley Bank's total deposits?
$358.19M in total deposits.
Where is North Valley Bank located?
Zanesville, OH.
What is the Net Interest Margin?
4.48%.
How many domestic offices does it operate?
11.
When was it established?
11/04/1904.
What is the Return on Assets (ROA)?
0.97%.
How much are total loans and leases?
$315.41M (latest filing).
What is the total interest income (latest filing)?
$5.88M.