First Missouri State Bank of Cape County
Cape Girardeau, MO
IDRSSD: 3383665
Total Assets
$222.00M
Latest filing
Total Deposits
$192.24M
Latest filing
Net Interest Margin
3.80%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
First Missouri State Bank of Cape County
2 S Mount Auburn Rd
Cape Girardeau, MO 63703
Full Service - Brick and Mortar
Updated 11/14/2025Established 06/30/2006FDIC Certificate 443931
Branches (2)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| First Missouri State Bank of Cape County (Main) | 2 S Mount Auburn Rd | Cape Girardeau, MO |
| JACKSON BRANCH | 2480 E Main St | Jackson, MO |
| FIRST MISSOURI STATE BANK OF CAPE COUNTY | 800 N Kingshighway St | Cape Girardeau, MO |
Showing 2 of 2
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 06/30/2006 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 63703 |
| State and County Number | 29031 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 08 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Cape Girardeau, MO-IL |
Operational Info
| Number of Employees | 37 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 06/30/2006 |
| Primary Insurance Agency | DIF |
| Website | FirstMissouri.Bank |
| Data Updated | 11/14/2025 |
| CERT | 58230 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $222.00M |
| Total Deposits | $192.24M |
| Total Liabilities | $201.41M |
| Total Equity Capital | $20.59M |
| Net Income | $617.00k |
| Net Loans and Leases | $178.15M |
| Assets Per Employee ($Millions) | $6.17M |
| Bank Premises and Fixed Assets | $4.34M |
| Cash and Balances due from Depository Institutions | $0 |
| Deposits Held in Domestic Offices | $192.24M |
Key Performance Ratios
| Return on Assets (ROA) | 1.09% |
| Return on Equity (ROE) | 12.12% |
| Net Interest Margin | 3.8% |
| Efficiency Ratio | 58.64% |
| Tier 1 Risk-Based Capital Ratio | 11.577% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.54% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.274% |
| Earning Assets to total Assets | 94.76% |
Income and Expense
| Total Interest Income | $3.33M |
| Total Noninterest Income | $193.00k |
| Total Interest Expense | $1.30M |
| Total Noninterest Expense | $1.31M |
| Net Interest Income | $2.04M |
| Pre-tax Net Operating Income | $617.00k |
| Provision for Credit Losses | $305.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $5.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.85M |
| Total Liabilities and Capital | $222.00M |
Securities
| Securities | $12.44M |
| Available-for-sale debt securities | $12.44M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $2.32M |
| Trading Liabilities | $2.32M |
Frequently Asked Questions
What are the total assets of First Missouri State Bank of Cape County?
$222.00M as of the latest filing.
How much are First Missouri State Bank of Cape County's total deposits?
$192.24M in total deposits.
Where is First Missouri State Bank of Cape County located?
Cape Girardeau, MO.
What is the Net Interest Margin?
3.80%.
How many domestic offices does it operate?
3.
When was it established?
06/30/2006.
What is the Return on Assets (ROA)?
1.09%.
How much are total loans and leases?
$178.15M (latest filing).
What is the total interest income (latest filing)?
$3.33M.