First Missouri State Bank of Cape County
Cape Girardeau, MO
IDRSSD: 3383665
Total Assets
$235.47M
Latest filing
Total Deposits
$207.41M
Latest filing
Net Interest Margin
3.88%
Profitability
Key People
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Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 06/30/2006 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 63703 |
| State and County Number | 29031 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 08 |
| Numeric code | 21 |
| Insured by FDIC | Institution closed or not insured by FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Cape Girardeau, MO-IL |
Operational Info
| Number of Employees | 36 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 01/01/2026 |
| Date of Deposit Insurance | 06/30/2006 |
| Primary Insurance Agency | DIF |
| Website | N/A |
| Data Updated | 01/30/2026 |
| CERT | 58230 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $235.47M |
| Total Deposits | $207.41M |
| Total Liabilities | $216.50M |
| Total Equity Capital | $18.98M |
| Net Income | $431.00k |
| Net Loans and Leases | $200.82M |
| Assets Per Employee ($Millions) | $6.73M |
| Bank Premises and Fixed Assets | $4.29M |
| Cash and Balances due from Depository Institutions | $0 |
| Deposits Held in Domestic Offices | $207.41M |
Key Performance Ratios
| Return on Assets (ROA) | 0.75% |
| Return on Equity (ROE) | 8.71% |
| Net Interest Margin | 3.88% |
| Efficiency Ratio | 57.76% |
| Tier 1 Risk-Based Capital Ratio | 9.574% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.92% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.059% |
| Earning Assets to total Assets | 95.01% |
Income and Expense
| Total Interest Income | $3.42M |
| Total Noninterest Income | $159.00k |
| Total Interest Expense | $1.32M |
| Total Noninterest Expense | $1.31M |
| Net Interest Income | $2.10M |
| Pre-tax Net Operating Income | $431.00k |
| Provision for Credit Losses | $525.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $5.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.92M |
| Total Liabilities and Capital | $235.47M |
Securities
| Securities | $12.23M |
| Available-for-sale debt securities | $12.23M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $2.17M |
| Trading Liabilities | $2.17M |
Frequently Asked Questions
What are the total assets of First Missouri State Bank of Cape County?
$235.47M as of the latest filing.
How much are First Missouri State Bank of Cape County's total deposits?
$207.41M in total deposits.
Where is First Missouri State Bank of Cape County located?
Cape Girardeau, MO.
What is the Net Interest Margin?
3.88%.
How many domestic offices does it operate?
3.
When was it established?
06/30/2006.
What is the Return on Assets (ROA)?
0.75%.
How much are total loans and leases?
$200.82M (latest filing).
What is the total interest income (latest filing)?
$3.42M.