First Missouri Bank of SEMO
Kennett, MO
IDRSSD: 991359
Total Assets
$210.89M
Latest filing
Total Deposits
$190.27M
Latest filing
Net Interest Margin
4.78%
Profitability
Key People
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Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/18/1965 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 63857 |
| State and County Number | 29069 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 08 |
| Numeric code | 21 |
| Insured by FDIC | Institution closed or not insured by FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Kennett, MO |
Operational Info
| Number of Employees | 41 |
| Domestic Offices | 4 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 01/01/2026 |
| Date of Deposit Insurance | 01/18/1965 |
| Primary Insurance Agency | DIF |
| Website | N/A |
| Data Updated | 01/30/2026 |
| CERT | 19349 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $210.89M |
| Total Deposits | $190.27M |
| Total Liabilities | $191.60M |
| Total Equity Capital | $19.29M |
| Net Income | $776.00k |
| Net Loans and Leases | $185.16M |
| Assets Per Employee ($Millions) | $5.14M |
| Bank Premises and Fixed Assets | $2.47M |
| Cash and Balances due from Depository Institutions | $0 |
| Deposits Held in Domestic Offices | $190.27M |
Key Performance Ratios
| Return on Assets (ROA) | 1.43% |
| Return on Equity (ROE) | 16.11% |
| Net Interest Margin | 4.78% |
| Efficiency Ratio | 65.81% |
| Tier 1 Risk-Based Capital Ratio | 11.37% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.23% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.147% |
| Earning Assets to total Assets | 93.05% |
Income and Expense
| Total Interest Income | $3.36M |
| Total Noninterest Income | $221.00k |
| Total Interest Expense | $944.00k |
| Total Noninterest Expense | $1.73M |
| Net Interest Income | $2.41M |
| Pre-tax Net Operating Income | $776.00k |
| Provision for Credit Losses | $125.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.33M |
| Total Liabilities and Capital | $210.89M |
Securities
| Securities | $3.41M |
| Available-for-sale debt securities | $3.41M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of First Missouri Bank of SEMO?
$210.89M as of the latest filing.
How much are First Missouri Bank of SEMO's total deposits?
$190.27M in total deposits.
Where is First Missouri Bank of SEMO located?
Kennett, MO.
What is the Net Interest Margin?
4.78%.
How many domestic offices does it operate?
4.
When was it established?
01/18/1965.
What is the Return on Assets (ROA)?
1.43%.
How much are total loans and leases?
$185.16M (latest filing).
What is the total interest income (latest filing)?
$3.36M.