First Missouri Bank of SEMO
Kennett, MO
IDRSSD: 991359
Total Assets
$221.75M
Latest filing
Total Deposits
$201.14M
Latest filing
Net Interest Margin
4.52%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
First Missouri Bank of SEMO
500 Independence Ave
Kennett, MO 63857
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/18/1965FDIC Certificate 13159
Branches (3)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| First Missouri Bank of SEMO (Main) | 500 Independence Ave | Kennett, MO |
| DEXTER BRANCH | 310 N Walnut St | Dexter, MO |
| MALDEN BRANCH | 1009 N Douglass St | Malden, MO |
| LEACHVILLE BRANCH | 100 North Main Street | Leachville, AR |
Showing 3 of 3
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/18/1965 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 63857 |
| State and County Number | 29069 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 08 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Kennett, MO |
Operational Info
| Number of Employees | 42 |
| Domestic Offices | 4 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/18/1965 |
| Primary Insurance Agency | DIF |
| Website | www.myfm.bank |
| Data Updated | 11/14/2025 |
| CERT | 19349 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $221.75M |
| Total Deposits | $201.14M |
| Total Liabilities | $202.50M |
| Total Equity Capital | $19.25M |
| Net Income | $1.04M |
| Net Loans and Leases | $194.56M |
| Assets Per Employee ($Millions) | $5.41M |
| Bank Premises and Fixed Assets | $2.42M |
| Cash and Balances due from Depository Institutions | $0 |
| Deposits Held in Domestic Offices | $201.14M |
Key Performance Ratios
| Return on Assets (ROA) | 1.9% |
| Return on Equity (ROE) | 21.67% |
| Net Interest Margin | 4.52% |
| Efficiency Ratio | 58.42% |
| Tier 1 Risk-Based Capital Ratio | 10.519% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.679% |
| Earning Assets to total Assets | 93.53% |
Income and Expense
| Total Interest Income | $3.37M |
| Total Noninterest Income | $193.00k |
| Total Interest Expense | $1.06M |
| Total Noninterest Expense | $1.46M |
| Net Interest Income | $2.31M |
| Pre-tax Net Operating Income | $1.04M |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $50.00k |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.36M |
| Total Liabilities and Capital | $221.75M |
Securities
| Securities | $3.65M |
| Available-for-sale debt securities | $3.65M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of First Missouri Bank of SEMO?
$221.75M as of the latest filing.
How much are First Missouri Bank of SEMO's total deposits?
$201.14M in total deposits.
Where is First Missouri Bank of SEMO located?
Kennett, MO.
What is the Net Interest Margin?
4.52%.
How many domestic offices does it operate?
4.
When was it established?
01/18/1965.
What is the Return on Assets (ROA)?
1.9%.
How much are total loans and leases?
$194.56M (latest filing).
What is the total interest income (latest filing)?
$3.37M.