The Corner Stone Bank
South West City, MO
IDRSSD: 312356
Total Assets
$199.27M
Latest filing
Total Deposits
$173.98M
Latest filing
Net Interest Margin
5.60%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
The Corner Stone Bank
117 N Main St
South West City, MO 64863
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1898FDIC Certificate 6031
Branches (4)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| The Corner Stone Bank (Main) | 117 N Main St | South West City, MO |
| NW CORNER BRANCH | Seneca Street And Highway 76 | Tiff City, MO |
| LANAGAN BRANCH | Missouri Highway 59 And Ee | Lanagan, MO |
| THE CORNER STONE BANK | 120 N Roy Hill Blvd | Goodman, MO |
| PINEVILLE BRANCH | 207 Highway W | Pineville, MO |
Showing 4 of 4
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1898 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 64863 |
| State and County Number | 29119 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 10 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 51 |
| Domestic Offices | 5 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.thecornerstonebank.net |
| Data Updated | 11/14/2025 |
| CERT | 9388 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $199.27M |
| Total Deposits | $173.98M |
| Total Liabilities | $174.98M |
| Total Equity Capital | $24.29M |
| Net Income | $604.00k |
| Net Loans and Leases | $152.49M |
| Assets Per Employee ($Millions) | $3.91M |
| Bank Premises and Fixed Assets | $3.00M |
| Cash and Balances due from Depository Institutions | $14.37M |
| Deposits Held in Domestic Offices | $173.98M |
Key Performance Ratios
| Return on Assets (ROA) | 1.22% |
| Return on Equity (ROE) | 10.09% |
| Net Interest Margin | 5.6% |
| Efficiency Ratio | 63.85% |
| Tier 1 Risk-Based Capital Ratio | 18.7% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.97% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 12.191% |
| Earning Assets to total Assets | 95.46% |
Income and Expense
| Total Interest Income | $3.72M |
| Total Noninterest Income | $348.00k |
| Total Interest Expense | $1.06M |
| Total Noninterest Expense | $1.92M |
| Net Interest Income | $2.65M |
| Pre-tax Net Operating Income | $604.00k |
| Provision for Credit Losses | $481.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $24.00k |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $997.00k |
| Total Liabilities and Capital | $199.27M |
Securities
| Securities | $27.07M |
| Available-for-sale debt securities | $27.07M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The Corner Stone Bank?
$199.27M as of the latest filing.
How much are The Corner Stone Bank's total deposits?
$173.98M in total deposits.
Where is The Corner Stone Bank located?
South West City, MO.
What is the Net Interest Margin?
5.60%.
How many domestic offices does it operate?
5.
When was it established?
01/01/1898.
What is the Return on Assets (ROA)?
1.22%.
How much are total loans and leases?
$152.49M (latest filing).
What is the total interest income (latest filing)?
$3.72M.