Bank Star
Pacific, MO
IDRSSD: 1006559
Total Assets
$193.81M
Latest filing
Total Deposits
$176.26M
Latest filing
Net Interest Margin
4.13%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
081003275PACIFIC, MO
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Bank Star
1999 W Osage St
Pacific, MO 63069
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/15/1975FDIC Certificate 15176
Branches (2)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Bank Star (Main) | 1999 W Osage St | Pacific, MO |
| HILLSBORO BRANCH | 10625 Business 21 | Hillsboro, MO |
| SUNSET HILLS BRANCH | 9717 Landmark Parkway Dr | Saint Louis, MO |
Showing 2 of 2
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/15/1975 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 63069 |
| State and County Number | 29071 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 08 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | St. Louis, MO-IL |
Operational Info
| Number of Employees | 32 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/15/1975 |
| Primary Insurance Agency | DIF |
| Website | www.bank-star.com |
| Data Updated | 01/30/2026 |
| CERT | 21897 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $193.81M |
| Total Deposits | $176.26M |
| Total Liabilities | $177.22M |
| Total Equity Capital | $16.59M |
| Net Income | $665.00k |
| Net Loans and Leases | $143.03M |
| Assets Per Employee ($Millions) | $6.68M |
| Bank Premises and Fixed Assets | $3.99M |
| Cash and Balances due from Depository Institutions | $5.23M |
| Deposits Held in Domestic Offices | $176.26M |
Key Performance Ratios
| Return on Assets (ROA) | 1.38% |
| Return on Equity (ROE) | 16.31% |
| Net Interest Margin | 4.13% |
| Efficiency Ratio | 64.96% |
| Tier 1 Risk-Based Capital Ratio | 11.995% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | -0.36% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.557% |
| Earning Assets to total Assets | 93.22% |
Income and Expense
| Total Interest Income | $2.61M |
| Total Noninterest Income | $131.00k |
| Total Interest Expense | $768.00k |
| Total Noninterest Expense | $1.30M |
| Net Interest Income | $1.84M |
| Pre-tax Net Operating Income | $844.00k |
| Provision for Credit Losses | $-175,000 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $964.00k |
| Total Liabilities and Capital | $193.81M |
Securities
| Securities | $37.61M |
| Available-for-sale debt securities | $33.44M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $4.17M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Bank Star?
$193.81M as of the latest filing.
How much are Bank Star's total deposits?
$176.26M in total deposits.
Where is Bank Star located?
Pacific, MO.
What is the Net Interest Margin?
4.13%.
How many domestic offices does it operate?
3.
When was it established?
01/15/1975.
What is the Return on Assets (ROA)?
1.38%.
How much are total loans and leases?
$143.03M (latest filing).
What is the total interest income (latest filing)?
$2.61M.