Bank 21
Carrollton, MO
IDRSSD: 634544
Total Assets
$196.37M
Latest filing
Total Deposits
$157.81M
Latest filing
Net Interest Margin
5.58%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Bank 21
1 W Washington St
Carrollton, MO 64633
Full Service - Brick and Mortar
Updated 11/14/2025Established 08/12/1912FDIC Certificate 5466
Branches (4)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Bank 21 (Main) | 1 W Washington St | Carrollton, MO |
| SEDALIA BRANCH EAST | 1650 E Broadway Blvd | Sedalia, MO |
| NORTH MASON BRANCH | 400 N Mason St | Carrollton, MO |
| 586 WEST ARROW BRANCH | 586 W Arrow St | Marshall, MO |
| BANK 21 | 3301 Sw Highway Seven | Blue Springs, MO |
Showing 4 of 4
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
Carroll County Trust Company of Carrollton, Missouri
Carrollton, Missouri
→
Assets: $206.61MΔ +12.3%
Adrian Bank
Adrian, Missouri
→
Assets: $184.08MΔ +0.1%
F&M Bank and Trust Company
Hannibal, Missouri
→
Assets: $182.65MΔ -0.7%
Progressive Ozark Bank
Salem, Missouri
→
Assets: $186.65MΔ +1.5%
Citizens Bank
Butler, Missouri
→
Assets: $187.70MΔ +2.0%
The Tipton Latham Bank, National Association
Tipton, Missouri
→
Assets: $188.54MΔ +2.5%
Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 08/12/1912 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 64633 |
| State and County Number | 29033 |
| Subchapter S Corporations | Yes |
| Trust Powers | Trust Powers Grandfathered |
| Federal Reserve ID Number | 10 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 34 |
| Domestic Offices | 5 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.bank21.com |
| Data Updated | 11/14/2025 |
| CERT | 8560 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $196.37M |
| Total Deposits | $157.81M |
| Total Liabilities | $175.77M |
| Total Equity Capital | $20.60M |
| Net Income | $1.31M |
| Net Loans and Leases | $173.26M |
| Assets Per Employee ($Millions) | $5.78M |
| Bank Premises and Fixed Assets | $2.21M |
| Cash and Balances due from Depository Institutions | $11.62M |
| Deposits Held in Domestic Offices | $157.81M |
Key Performance Ratios
| Return on Assets (ROA) | 2.76% |
| Return on Equity (ROE) | 25.9% |
| Net Interest Margin | 5.58% |
| Efficiency Ratio | 45.59% |
| Tier 1 Risk-Based Capital Ratio | 11.844% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.25% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.489% |
| Earning Assets to total Assets | 93.65% |
Income and Expense
| Total Interest Income | $3.44M |
| Total Noninterest Income | $146.00k |
| Total Interest Expense | $963.00k |
| Total Noninterest Expense | $1.20M |
| Net Interest Income | $2.48M |
| Pre-tax Net Operating Income | $1.31M |
| Provision for Credit Losses | $120.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $1.53M |
| Other borrowed funds | $16.60M |
| Federal Funds Sold & Reverse Repurchase Agreement | $89.00k |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.36M |
| Total Liabilities and Capital | $196.37M |
Securities
| Securities | $1.95M |
| Available-for-sale debt securities | $1.95M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Bank 21?
$196.37M as of the latest filing.
How much are Bank 21's total deposits?
$157.81M in total deposits.
Where is Bank 21 located?
Carrollton, MO.
What is the Net Interest Margin?
5.58%.
How many domestic offices does it operate?
5.
When was it established?
08/12/1912.
What is the Return on Assets (ROA)?
2.76%.
How much are total loans and leases?
$173.26M (latest filing).
What is the total interest income (latest filing)?
$3.44M.