First IC Bank

Doraville, GA
IDRSSD: 2877840
Total Assets
$1.24B
Latest filing
Total Deposits
$917.83M
Latest filing
Net Interest Margin
4.35%
Profitability

Locations

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Main Office
First IC Bank
5593 Buford Hwy Ne
Doraville, GA 30340
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/31/2000FDIC Certificate 73820

Branches (9)

Page 1 of 2
NameAddressCity / State
First IC Bank (Main)5593 Buford Hwy NeDoraville, GA
DULUTH BRANCH2230 Pleasant Hill RdDuluth, GA
JOHNS CREEK BRANCH10820 Abbotts Bridge RdDuluth, GA
SUWANEE BRANCH1291 Old Peachtree Rd NwSuwanee, GA
CARROLLTON BRANCH2509 Old Denton RdCarrollton, TX
NORCROSS BRANCH6170 Live Oak PkwyNorcross, GA
PALISADES PARK BRANCH211 Broad AvePalisades Park, NJ
BAYSIDE BRANCH20408 Northern BlvdBayside, NY
Showing 7 of 9

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date01/31/2000
Community BankYes
Ownership TypeNot Mutual
ZIP30340
State and County Number13089
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number06
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictAtlanta
Core Based Statistical Area NameAtlanta-Sandy Springs-Alpharetta, GA

Operational Info

Number of Employees112
Domestic Offices10
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance01/31/2000
Primary Insurance AgencyDIF
Websitewww.firsticbank.com
Data Updated11/14/2025
CERT34998
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$1.24B
Total Deposits$917.83M
Total Liabilities$1.09B
Total Equity Capital$149.16M
Net Income$5.25M
Net Loans and Leases$1.04B
Assets Per Employee ($Millions)$12.07M
Bank Premises and Fixed Assets$13.44M
Cash and Balances due from Depository Institutions$139.00M
Deposits Held in Domestic Offices$917.83M

Key Performance Ratios

Return on Assets (ROA)1.68%
Return on Equity (ROE)14.35%
Net Interest Margin4.35%
Efficiency Ratio47.16%
Tier 1 Risk-Based Capital Ratio17.9%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.2%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets11.999%
Earning Assets to total Assets96.29%

Income and Expense

Total Interest Income$20.42M
Total Noninterest Income$1.50M
Total Interest Expense$7.35M
Total Noninterest Expense$6.87M
Net Interest Income$13.07M
Pre-tax Net Operating Income$7.08M
Provision for Credit Losses$621.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$155.00M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$21.05M
Total Liabilities and Capital$1.24B

Securities

Securities$31.95M
Available-for-sale debt securities$31.95M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of First IC Bank?
$1.24B as of the latest filing.
How much are First IC Bank's total deposits?
$917.83M in total deposits.
Where is First IC Bank located?
Doraville, GA.
What is the Net Interest Margin?
4.35%.
How many domestic offices does it operate?
10.
When was it established?
01/31/2000.
What is the Return on Assets (ROA)?
1.68%.
How much are total loans and leases?
$1.04B (latest filing).
What is the total interest income (latest filing)?
$20.42M.