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First State Bank of Blakely

Blakely, GA
IDRSSD: 5135
Total Assets
$667.99M
Latest filing
Total Deposits
$520.73M
Latest filing
Net Interest Margin
5.11%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

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Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date01/01/1903
Community BankYes
Ownership TypeNot Mutual
ZIP39823
State and County Number13099
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number06
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictAtlanta
Core Based Statistical Area NameN/A

Operational Info

Number of Employees106
Domestic Offices8
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance05/28/1937
Primary Insurance AgencyDIF
Websitefsbanks.com
Data Updated11/14/2025
CERT15496
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$667.99M
Total Deposits$520.73M
Total Liabilities$544.54M
Total Equity Capital$123.45M
Net Income$3.19M
Net Loans and Leases$462.38M
Assets Per Employee ($Millions)$6.3M
Bank Premises and Fixed Assets$6.61M
Cash and Balances due from Depository Institutions$75.37M
Deposits Held in Domestic Offices$520.73M

Key Performance Ratios

Return on Assets (ROA)1.93%
Return on Equity (ROE)10.47%
Net Interest Margin5.11%
Efficiency Ratio50.51%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.05%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets18.481%
Earning Assets to total Assets94.48%

Income and Expense

Total Interest Income$11.25M
Total Noninterest Income$562.00k
Total Interest Expense$3.26M
Total Noninterest Expense$4.32M
Net Interest Income$8.00M
Pre-tax Net Operating Income$4.15M
Provision for Credit Losses$90.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$308.00k
Other borrowed funds$19.07M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$4.74M
Total Liabilities and Capital$667.99M

Securities

Securities$100.27M
Available-for-sale debt securities$100.27M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of First State Bank of Blakely?
$667.99M as of the latest filing.
How much are First State Bank of Blakely's total deposits?
$520.73M in total deposits.
Where is First State Bank of Blakely located?
Blakely, GA.
What is the Net Interest Margin?
5.11%.
How many domestic offices does it operate?
8.
When was it established?
01/01/1903.
What is the Return on Assets (ROA)?
1.93%.
How much are total loans and leases?
$462.38M (latest filing).
What is the total interest income (latest filing)?
$11.25M.