PromiseOne Bank
Duluth, GA
IDRSSD: 3832127
Total Assets
$822.61M
Latest filing
Total Deposits
$741.83M
Latest filing
Net Interest Margin
3.30%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
PromiseOne Bank
2385 Pleasant Hill Rd
Duluth, GA 30096
Full Service - Brick and Mortar
Updated 11/14/2025Established 11/06/2008FDIC Certificate 461767
Branches (9)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| PromiseOne Bank (Main) | 2385 Pleasant Hill Rd | Duluth, GA |
| ANNANDALE BRANCH | 7410a Little River Tpke | Annandale, VA |
| DORAVILLE BRANCH | 5938 Buford Hwy Ne | Doraville, GA |
| JOHNS CREEK BRANCH | 5805 State Bridge Rd | Johns Creek, GA |
| CENTREVILLE BRANCH | 13890 Braddock Rd | Centreville, VA |
| SUGARLOAF BRANCH | 1185 Old Peachtree Rd Nw Ste 100 | Suwanee, GA |
| MCGINNIS BRANCH | 7775 Mcginnis Ferry Rd | Johns Creek, GA |
| HOUSTON BRANCH | 1444 Blalock Rd | Houston, TX |
Showing 7 of 9
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 11/06/2008 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 30096 |
| State and County Number | 13135 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 06 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | Atlanta-Sandy Springs-Alpharetta, GA |
Operational Info
| Number of Employees | 99 |
| Domestic Offices | 10 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 10/01/2024 |
| Date of Deposit Insurance | 11/06/2008 |
| Primary Insurance Agency | DIF |
| Website | http://www.promiseone.bank |
| Data Updated | 11/14/2025 |
| CERT | 58657 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $822.61M |
| Total Deposits | $741.83M |
| Total Liabilities | $754.47M |
| Total Equity Capital | $68.14M |
| Net Income | $3.06M |
| Net Loans and Leases | $604.04M |
| Assets Per Employee ($Millions) | $8.57M |
| Bank Premises and Fixed Assets | $9.53M |
| Cash and Balances due from Depository Institutions | $121.69M |
| Deposits Held in Domestic Offices | $741.83M |
Key Performance Ratios
| Return on Assets (ROA) | 1.49% |
| Return on Equity (ROE) | 18.48% |
| Net Interest Margin | 3.3% |
| Efficiency Ratio | 56.44% |
| Tier 1 Risk-Based Capital Ratio | 15.99% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.11% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.284% |
| Earning Assets to total Assets | 95.79% |
Income and Expense
| Total Interest Income | $12.34M |
| Total Noninterest Income | $1.30M |
| Total Interest Expense | $5.91M |
| Total Noninterest Expense | $4.46M |
| Net Interest Income | $6.43M |
| Pre-tax Net Operating Income | $3.06M |
| Provision for Credit Losses | $220.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $1.77M |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $12.64M |
| Total Liabilities and Capital | $822.61M |
Securities
| Securities | $71.61M |
| Available-for-sale debt securities | $71.61M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of PromiseOne Bank?
$822.61M as of the latest filing.
How much are PromiseOne Bank's total deposits?
$741.83M in total deposits.
Where is PromiseOne Bank located?
Duluth, GA.
What is the Net Interest Margin?
3.30%.
How many domestic offices does it operate?
10.
When was it established?
11/06/2008.
What is the Return on Assets (ROA)?
1.49%.
How much are total loans and leases?
$604.04M (latest filing).
What is the total interest income (latest filing)?
$12.34M.