First Guaranty Bank
Hammond, LA
IDRSSD: 422433
Total Assets
$4.08B
Latest filing
Total Deposits
$3.64B
Latest filing
Net Interest Margin
2.25%
Profitability
Key People
Loading leadership data...
Locations
Main office and branches. Select to view on the map.
Main Office
First Guaranty Bank
400 E Thomas St
Hammond, LA 70401
Full Service - Brick and Mortar
Updated 01/30/2026Established 03/12/1934FDIC Certificate 8769
Branches (29)
Page 1 of 5| Name | Address | City / State |
|---|---|---|
| First Guaranty Bank (Main) | 400 E Thomas St | Hammond, LA |
| WATSON BRANCH | 33818 Louisiana Highway 16 | Denham Springs, LA |
| VIVIAN BRANCH | 212 North Pine Street | Vivian, LA |
| TUNICA BRANCH | 211 Tunica Dr E | Marksville, LA |
| BUNKIE BRANCH | 1110 Shirley Rd | Bunkie, LA |
| HESSMER BRANCH | 2705 Main St | Hessmer, LA |
| KENTWOOD BRANCH | 301 Avenue F | Kentwood, LA |
| PONCHATOULA BRANCH | 500 W Pine St | Ponchatoula, LA |
Showing 7 of 29
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
Gulf Coast Bank and Trust Company
New Orleans, Louisiana
→
Assets: $3.51BΔ -7.6%
Home Bank, National Association
Lafayette, Louisiana
→
Assets: $3.48BΔ -8.2%
Red River Bank
Alexandria, Louisiana
→
Assets: $3.21BΔ -15.3%
Investar Bank, National Association
Baton Rouge, Louisiana
→
Assets: $2.80BΔ -26.3%
Bonvenu Bank, National Association
Bossier City, Louisiana
→
Assets: $1.53BΔ -59.7%
BOM Bank
Natchitoches, Louisiana
→
Assets: $1.42BΔ -62.6%
Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 03/12/1934 |
| Community Bank | No |
| Ownership Type | Not Mutual |
| ZIP | 70401 |
| State and County Number | 22105 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 06 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Hammond, LA |
Operational Info
| Number of Employees | 339 |
| Domestic Offices | 31 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 07/10/2025 |
| Date of Deposit Insurance | 03/12/1934 |
| Primary Insurance Agency | DIF |
| Website | www.fgb.net |
| Data Updated | 01/30/2026 |
| CERT | 14028 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $4.08B |
| Total Deposits | $3.64B |
| Total Liabilities | $3.81B |
| Total Equity Capital | $263.88M |
| Net Income | $3.26M |
| Net Loans and Leases | $2.03B |
| Assets Per Employee ($Millions) | $12.35M |
| Bank Premises and Fixed Assets | $59.59M |
| Cash and Balances due from Depository Institutions | $845.40M |
| Deposits Held in Domestic Offices | $3.64B |
Key Performance Ratios
| Return on Assets (ROA) | 0.33% |
| Return on Equity (ROE) | 4.98% |
| Net Interest Margin | 2.25% |
| Efficiency Ratio | 70.24% |
| Tier 1 Risk-Based Capital Ratio | 12.236% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.27% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 6.475% |
| Earning Assets to total Assets | 94.46% |
Income and Expense
| Total Interest Income | $50.95M |
| Total Noninterest Income | $1.70M |
| Total Interest Expense | $29.85M |
| Total Noninterest Expense | $16.18M |
| Net Interest Income | $21.09M |
| Pre-tax Net Operating Income | $3.97M |
| Provision for Credit Losses | $2.64M |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $35.08M |
| Other borrowed funds | $135.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $551.00k |
| Federal Funds Purchased and Repurchased Agreement | $7.12M |
| All Other Liabilities | $32.85M |
| Total Liabilities and Capital | $4.08B |
Securities
| Securities | $999.72M |
| Available-for-sale debt securities | $676.59M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $322.82M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of First Guaranty Bank?
$4.08B as of the latest filing.
How much are First Guaranty Bank's total deposits?
$3.64B in total deposits.
Where is First Guaranty Bank located?
Hammond, LA.
What is the Net Interest Margin?
2.25%.
How many domestic offices does it operate?
31.
When was it established?
03/12/1934.
What is the Return on Assets (ROA)?
0.33%.
How much are total loans and leases?
$2.03B (latest filing).
What is the total interest income (latest filing)?
$50.95M.