First American Trust, FSB
Santa Ana, CA
IDRSSD: 1883321
Total Assets
$7.98B
Latest filing
Total Deposits
$7.49B
Latest filing
Net Interest Margin
2.71%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
First American Trust, FSB
5 First American Way
Santa Ana, CA 92707
Full Service - Brick and Mortar
Updated 11/14/2025Established 07/30/1985FDIC Certificate 32751
Branches (9)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| First American Trust, FSB (Main) | 5 First American Way | Santa Ana, CA |
| FIRST AMERICAN TRUST FSB - ARIZONA BRANCH | 9000 E Pima Center Pkwy | Scottsdale, AZ |
| VERO BEACH BRANCH | 3055 Cardinal Dr | Vero Beach, FL |
| FIRST AMER TR FSB - ALBUQUERQUE BRANCH | 7445 Pan American West Fwy Ne | Albuquerque, NM |
| FIRST AMERICAN TRUST FSB - TEXAS BRANCH | 1221 S Mopac Expy | Austin, TX |
| FIRST AMERICAN TRUST FSB - UTAH BRANCH | 215 S State St | Salt Lake City, UT |
| FIRST AMERICAN TRUST FSB - HAWAII BRANCH | 1177 Kapiolani Blvd | Honolulu, HI |
| FIRST AMERICAN TRUST FSB - LOUISIANA BRANCH | 935 Gravier St | New Orleans, LA |
Showing 7 of 9
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Federal savings banks, federal charter, supervised by the OCC or (pre-2011) OTS |
| Primary Regulator | OCC |
| Established Date | 07/30/1985 |
| Community Bank | No |
| Ownership Type | Not Mutual |
| ZIP | 92707 |
| State and County Number | 06059 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 12 |
| Numeric code | 33 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | San Francisco |
| Core Based Statistical Area Name | Los Angeles-Long Beach-Anaheim, CA |
Operational Info
| Number of Employees | 213 |
| Domestic Offices | 10 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 11/18/2023 |
| Date of Deposit Insurance | 08/09/1989 |
| Primary Insurance Agency | DIF |
| Website | www.firstamtrust.com |
| Data Updated | 11/14/2025 |
| CERT | 26312 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $7.98B |
| Total Deposits | $7.49B |
| Total Liabilities | $7.51B |
| Total Equity Capital | $465.47M |
| Net Income | $27.65M |
| Net Loans and Leases | $0 |
| Assets Per Employee ($Millions) | $36.92M |
| Bank Premises and Fixed Assets | $1.29M |
| Cash and Balances due from Depository Institutions | $2.28B |
| Deposits Held in Domestic Offices | $7.49B |
Key Performance Ratios
| Return on Assets (ROA) | 1.47% |
| Return on Equity (ROE) | 25.64% |
| Net Interest Margin | 2.71% |
| Efficiency Ratio | 32.11% |
| Tier 1 Risk-Based Capital Ratio | 37.109% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 5.836% |
| Earning Assets to total Assets | 97.51% |
Income and Expense
| Total Interest Income | $66.56M |
| Total Noninterest Income | $6.09M |
| Total Interest Expense | $17.15M |
| Total Noninterest Expense | $17.82M |
| Net Interest Income | $49.41M |
| Pre-tax Net Operating Income | $37.68M |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $20.90M |
| Total Liabilities and Capital | $7.98B |
Securities
| Securities | $5.55B |
| Available-for-sale debt securities | $5.55B |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of First American Trust, FSB?
$7.98B as of the latest filing.
How much are First American Trust, FSB's total deposits?
$7.49B in total deposits.
Where is First American Trust, FSB located?
Santa Ana, CA.
What is the Net Interest Margin?
2.71%.
How many domestic offices does it operate?
10.
When was it established?
07/30/1985.
What is the Return on Assets (ROA)?
1.47%.
How much are total loans and leases?
$0 (latest filing).
What is the total interest income (latest filing)?
$66.56M.