HNB First Bank
Headland, AL
IDRSSD: 117038
Total Assets
$283.39M
Latest filing
Total Deposits
$255.78M
Latest filing
Net Interest Margin
4.26%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
HNB First Bank
40 S Main St
Headland, AL 36345
Full Service - Brick and Mortar
Updated 11/14/2025Established 08/16/1933FDIC Certificate 1831
Branches (3)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| HNB First Bank (Main) | 40 S Main St | Headland, AL |
| 431 BRANCH | 18057 Us Highway 431 S | Headland, AL |
| ABBEVILLE BRANCH | 110 W Williams St | Abbeville, AL |
| MARIANNA BRANCH | 2545 Commercial Park Drive | Marianna, FL |
Showing 3 of 3
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
22nd State Bank
Mobile, Alabama
→
Assets: $262.69MΔ +2.1%
The Citizens Bank
Enterprise, Alabama
→
Assets: $247.41MΔ -3.9%
The Citizens Bank of Winfield
Winfield, Alabama
→
Assets: $271.45MΔ +5.5%
First Financial Bank
Bessemer, Alabama
→
Assets: $242.09MΔ -5.9%
First Bank of Boaz
Boaz, Alabama
→
Assets: $241.33MΔ -6.2%
The First National Bank and Trust
Atmore, Alabama
→
Assets: $226.04MΔ -12.2%
Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 08/16/1933 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 36345 |
| State and County Number | 01067 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 06 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | Dothan, AL |
Operational Info
| Number of Employees | 52 |
| Domestic Offices | 4 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.hnbfirst.com |
| Data Updated | 11/14/2025 |
| CERT | 2805 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $283.39M |
| Total Deposits | $255.78M |
| Total Liabilities | $258.77M |
| Total Equity Capital | $24.62M |
| Net Income | $941.00k |
| Net Loans and Leases | $196.05M |
| Assets Per Employee ($Millions) | $5.35M |
| Bank Premises and Fixed Assets | $6.48M |
| Cash and Balances due from Depository Institutions | $0 |
| Deposits Held in Domestic Offices | $255.78M |
Key Performance Ratios
| Return on Assets (ROA) | 1.39% |
| Return on Equity (ROE) | 15.62% |
| Net Interest Margin | 4.26% |
| Efficiency Ratio | 62.69% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.22% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.687% |
| Earning Assets to total Assets | 92.54% |
Income and Expense
| Total Interest Income | $3.96M |
| Total Noninterest Income | $450.00k |
| Total Interest Expense | $1.30M |
| Total Noninterest Expense | $1.95M |
| Net Interest Income | $2.66M |
| Pre-tax Net Operating Income | $1.01M |
| Provision for Credit Losses | $148.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $1.22M |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $23.96M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $2.99M |
| Total Liabilities and Capital | $283.39M |
Securities
| Securities | $20.54M |
| Available-for-sale debt securities | $20.54M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of HNB First Bank?
$283.39M as of the latest filing.
How much are HNB First Bank's total deposits?
$255.78M in total deposits.
Where is HNB First Bank located?
Headland, AL.
What is the Net Interest Margin?
4.26%.
How many domestic offices does it operate?
4.
When was it established?
08/16/1933.
What is the Return on Assets (ROA)?
1.39%.
How much are total loans and leases?
$196.05M (latest filing).
What is the total interest income (latest filing)?
$3.96M.