HNB First Bank
Headland, AL
IDRSSD: 117038
Total Assets
$285.11M
Latest filing
Total Deposits
$257.01M
Latest filing
Net Interest Margin
4.27%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
062102030HEADLAND, AL
Key People
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Locations
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Main Office
HNB First Bank
40 S Main St
Headland, AL 36345
Full Service - Brick and Mortar
Updated 04/10/2026Established 08/16/1933FDIC Certificate 1831
Branches (3)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| HNB First Bank (Main) | 40 S Main St | Headland, AL |
| 431 BRANCH | 18057 Us Highway 431 S | Headland, AL |
| ABBEVILLE BRANCH | 110 W Williams St | Abbeville, AL |
| MARIANNA BRANCH | 2545 Commercial Park Drive | Marianna, FL |
Showing 3 of 3
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 08/16/1933 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 36345 |
| State and County Number | 01067 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 06 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | Dothan, AL |
Operational Info
| Number of Employees | 53 |
| Domestic Offices | 4 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.hnbfirst.com |
| Data Updated | 04/10/2026 |
| CERT | 2805 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $285.11M |
| Total Deposits | $257.01M |
| Total Liabilities | $259.79M |
| Total Equity Capital | $25.32M |
| Net Income | $610.00k |
| Net Loans and Leases | $203.95M |
| Assets Per Employee ($Millions) | $5.38M |
| Bank Premises and Fixed Assets | $7.45M |
| Cash and Balances due from Depository Institutions | $0 |
| Deposits Held in Domestic Offices | $257.01M |
Key Performance Ratios
| Return on Assets (ROA) | 0.86% |
| Return on Equity (ROE) | 9.77% |
| Net Interest Margin | 4.27% |
| Efficiency Ratio | 76.3% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.23% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.88% |
| Earning Assets to total Assets | 92.15% |
Income and Expense
| Total Interest Income | $4.16M |
| Total Noninterest Income | $480.00k |
| Total Interest Expense | $1.36M |
| Total Noninterest Expense | $2.50M |
| Net Interest Income | $2.80M |
| Pre-tax Net Operating Income | $615.00k |
| Provision for Credit Losses | $162.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $1.06M |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $17.68M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $2.78M |
| Total Liabilities and Capital | $285.11M |
Securities
| Securities | $23.04M |
| Available-for-sale debt securities | $23.04M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of HNB First Bank?
$285.11M as of the latest filing.
How much are HNB First Bank's total deposits?
$257.01M in total deposits.
Where is HNB First Bank located?
Headland, AL.
What is the Net Interest Margin?
4.27%.
How many domestic offices does it operate?
4.
When was it established?
08/16/1933.
What is the Return on Assets (ROA)?
0.86%.
How much are total loans and leases?
$203.95M (latest filing).
What is the total interest income (latest filing)?
$4.16M.