First Chatham Bank
Savannah, GA
IDRSSD: 3075474
Total Assets
$604.49M
Latest filing
Total Deposits
$522.66M
Latest filing
Net Interest Margin
4.99%
Profitability
Key People
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Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/23/2002 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 31401 |
| State and County Number | 13051 |
| Subchapter S Corporations | No |
| Trust Powers | Trust Powers Not Known |
| Federal Reserve ID Number | 06 |
| Numeric code | 21 |
| Insured by FDIC | Institution closed or not insured by FDIC |
| Federal Reserve District | ATLANTA |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 101 |
| Domestic Offices | 9 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 05/01/2025 |
| Date of Deposit Insurance | 01/23/2002 |
| Primary Insurance Agency | DIF |
| Website | N/A |
| Data Updated | 2/13/2026 |
| CERT | 57252 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $604.49M |
| Total Deposits | $522.66M |
| Total Liabilities | $527.23M |
| Total Equity Capital | $77.26M |
| Net Income | $1.98M |
| Net Loans and Leases | $370.24M |
| Assets Per Employee ($Millions) | $5.99M |
| Bank Premises and Fixed Assets | $12.03M |
| Cash and Balances due from Depository Institutions | $148.10M |
| Deposits Held in Domestic Offices | $522.66M |
Key Performance Ratios
| Return on Assets (ROA) | 1.32% |
| Return on Equity (ROE) | 10.36% |
| Net Interest Margin | 4.99% |
| Efficiency Ratio | 69.01% |
| Tier 1 Risk-Based Capital Ratio | 19.8% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 12.781% |
| Earning Assets to total Assets | 92.82% |
Income and Expense
| Total Interest Income | $8.72M |
| Total Noninterest Income | $1.93M |
| Total Interest Expense | $1.83M |
| Total Noninterest Expense | $6.09M |
| Net Interest Income | $6.90M |
| Pre-tax Net Operating Income | $2.73M |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $1.70M |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $4.58M |
| Total Liabilities and Capital | $604.49M |
Securities
| Securities | $46.31M |
| Available-for-sale debt securities | $46.31M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of First Chatham Bank?
$604.49M as of the latest filing.
How much are First Chatham Bank's total deposits?
$522.66M in total deposits.
Where is First Chatham Bank located?
Savannah, GA.
What is the Net Interest Margin?
4.99%.
How many domestic offices does it operate?
9.
When was it established?
01/23/2002.
What is the Return on Assets (ROA)?
1.32%.
How much are total loans and leases?
$370.24M (latest filing).
What is the total interest income (latest filing)?
$8.72M.